1022 N 1st St, Springfield, IL 62702 Property Records

Sangamon County property record for 1022 N 1st St, Springfield, IL 62702

Property Summary

Property Type	Single Family Home
Lot Size	0.136 acres (5,963 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (Aug 2005)
Tax Bill	$1,542 (2025)
Deeds & Mortgages	Sep 2016 Mortgage Sep 2016 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-28.0-230-024`

Property Details

APN / Parcel Number

Primary APN	`14-28.0-230-024`
Alternative APN	`14280230024 (CHECK DIGIT = 6)`

Exterior

Lot Area	5,963 sqft (0.136 acres)

Location & Zoning

Account Number	14280230024
Street Address	1022 N 1ST ST
City	SPRINGFIELD
State	IL
Zip	62702-3702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 14 B 1 GEHRMANNS ADDN
Legal Subdivision	GEHRMANNS ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4007
Census Tract	400

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1022 N 1ST ST, SPRINGFIELD, IL 62702-3702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2016	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Sep 22, 2016	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Aug 15, 2006	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK
Aug 29, 2005	Warranty Deed, Transfer · FHA Mortgage IRWIN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2005 · Amount on Record
Deed Sale	Aug 29, 2005 · Amount on Record
Prior Sale	Aug 9, 1999 · Amount on Record
Record Updated	Sep 20, 2026

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1022 N 1ST ST, SPRINGFIELD, IL 62702-3702
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016R26103
Date	Sep 21, 2016
Instrument	2016R26103

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1022 N 1ST ST, SPRINGFIELD, IL 62702-3702
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016R26231
Date	Sep 22, 2016
Instrument	2016R26231

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 14, 2023

Interest

Rate Type	Fixed Rate

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1022 N 1ST ST, SPRINGFIELD, IL 62702-3702
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R31232
Date	Aug 15, 2006
Instrument	2006R31232

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 14, 2016

Interest

Rate Type	Adjustable Rate

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 29, 2005
Property Address	1022 N 1ST ST, SPRINGFIELD, IL 62702-3702
Document Number	2005R35264
Instrument Date	Aug 25, 2005
Instrument	2005R35264
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 N 1ST ST, SPRINGFIELD, IL 62702-3702

Mortgage

Document Number	2005R35265
Date	Aug 29, 2005
Instrument	2005R35265

Lender

Name	IRWIN MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,542.00 (+20.85%)	$25,051 (+23.75%) Land $2,871 Building $22,180	$75,153 (+23.75%) Land $8,613 Building $66,540
2022	$1,276.00 Homeowner's exemption	$20,244 Land $2,320 Building $17,924	$60,732 Land $6,960 Building $53,772

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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