1022 Moss St, Reading, PA 19604 Property Records

Berks County property record for 1022 Moss St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 932 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Oct 2022)
Tax Bill	$1,030 (2026)
Deeds & Mortgages	Oct 2022 Second Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5317-45-05-2924`

Property Details

APN / Parcel Number

Primary APN	`5317-45-05-2924`
Alternative APNs	`13-5317-45-05-2924` `13513625` `513625`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	932 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13513625
Street Address	1022 MOSS ST
City	READING
State	PA
Zip	19604-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	05
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2008
Census Tract	800

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1022 MOSS ST, READING, PA 19604-2214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICES OF GREATR
Oct 11, 2022	Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Apr 18, 2022	Deed, Transfer
Jun 19, 2018	Grant Deed, Transfer · Line of Credit AMERICAN HERITAGE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Apr 18, 2022 · Amount on Record
Deed Document Number	202240245
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1022 MOSS ST, READING, PA 19604-2214
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	ONE EXCLUSIVE STLMT GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040248
Date	Oct 11, 2022
Instrument	2022040248

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF GREATR
Type	Government Agency
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 11, 2022
Property Address	1022 MOSS ST, READING, PA 19604-2214
Document Number	0000040245
Instrument Date	Oct 7, 2022
Instrument	2022040245
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 MOSS ST, READING, PA 19604-2214

Mortgage

Document Number	0000040246
Date	Oct 11, 2022
Instrument	2022040246

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0000040247
Date	Oct 11, 2022
Instrument	2022040247

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2032

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 18, 2022
Property Address	1022 MOSS ST, READING, PA 19604-2214
Document Number	0000015892
Instrument Date	Apr 9, 2022
Instrument	2022015892
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Tax	$620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 GRANDVIEW BLVD, WEST LAWN, PA 19609-1707
Investor	Possibly a Property Investor

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jun 19, 2018
Property Address	1022 MOSS ST, READING, PA 19604-2214
Document Number	0000020265
Instrument Date	Jun 14, 2018
Instrument	20265
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	SECURED LAND TRANSFERS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,765.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29 N 4TH ST SOUDERTON PA 189641115, SOUDERTON, PA 18964-1115
Investor	Possibly a Property Investor

Mortgage

Document Number	20266
Date	Jun 19, 2018
Instrument	20266

Lender

Name	AMERICAN HERITAGE FCU
Type	Credit Union
Address	PHILADELPHIA, PA 19115

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,030.00 (+6.63%) Homeowner's exemption	$36,500 (-) Land $15,000 Building $21,500	$15,000 (-58.9%) Land $15,000
2024	$966.00	$36,500 Land $15,000 Building $21,500
1994			$36,500 Land $15,000 Building $21,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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