1022 Mechanic St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 1022 Mechanic St, Big Rapids, MI 49307 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	20,473 sqft (0.47 acres)
Occupancy	Owner Occupied
Last Sale	$217,000 (2025)
Tax Bill	$99.00 (2025)

Owner

Source: Mecosta County records · APN 17-11-203-014

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	308 FINLEY AVE, BIG RAPIDS, MI 49307-1324
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2025 · Amount on Record
Deed Sale	Dec 02, 2025 · Amount on Record
Deed Doc Number	20258194
Deed Book / Page	938 / 328
Record Refreshed	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Dec 02, 2025
Property Address	1022 MECHANIC ST, BIG RAPIDS, MI 49307-1208
Document Number	000938/328
Book / Page	938 / 328
Map Reference	LB 2 PG 15
Instrument Date	Nov 21, 2025
Instrument	202500008194
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	BELL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 PARKVIEW VLG, BIG RAPIDS, MI 49307-1515

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	308 FINLEY AVE, BIG RAPIDS, MI 49307-1324

Mortgage

Document Number	202500008189
Date	Dec 02, 2025
Instrument	202500008189

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Mecosta County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,900 (+1,523.61%)	$233,800 (+1,523.61%)
2025	$99.00 (+3.13%)	$7,200	$14,400
2024	$96.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecosta County (26107C), updated February 3, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`17-11-203-014`

Exterior

Lot Area	20,473 sqft (0.47 acres)

Location & Zoning

Street Address	1022 MECHANIC ST
City	BIG RAPIDS
State	MI
Zip	49307-1208
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEC 11 T15N R10W LOUDON'S ADDITION -- PART OF BLK 6, LOTS 8,9 DESC AS COM AT N 1/4 COR SD SEC 11 TH N 87 DEG 21 M E 805.68 FT
Legal Range	10W
Legal Township	15N
Legal Section	11
Legal Subdivision	LOUDON'S ADDITION
Legal Block	6
Legal Lot Number	8-9
Jurisdiction	MECOSTA MI
Minor Civil Division	BIG RAPIDS
Census Blockgroup	1
Census Block	1015
Census Tract	960500