Fillmore County property record for 1022 Main St S, Chatfield, MN 55923
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,585 sqft · built 2001 |
| Lot Size | 0.06 acres (2,640 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,474 (2026) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26.0521.000 |
| Primary APN | 26.0521.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,585 sqft Heated Area |
| Gross Area | 1,867 sqft |
| Basement Area | 1,219 sqft |
| Unfinished Basement | 1,219 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 2,640 sqft (0.06 acres) |
| Lot Dimensions | 66 ft deep x 40 ft wide |
| Garage Type | Finished |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 182 sqft |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1022 MAIN ST S |
|---|---|
| City | CHATFIELD |
| State | MN |
| Zip | 55923-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN VALLEY ESTATES LOT-003 BLOCK-001 LOT 3 BLOCK 1 HIDDEN VALLEY ESTATES |
| Legal Subdivision | HIDDEN VALLEY ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | CHATFIELD |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 960200 |
1022 Main St S is owned and occupied by an individual.
Source: Fillmore County records, as of August 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1022 MAIN ST S, CHATFIELD, MN 55923-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 1022 MAIN ST S, CHATFIELD, MN 55923-1504 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000435898 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 435898 |
| Name | HOME FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Jan 1, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1022 Main St S was $3,474 with a homeowner's exemption.
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Chatfield City |
| Unified School District | Chatfield Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,474.00 Homeowner's exemption | $310,700 (+23.88%) Land $20,000 Building $290,700 | $310,700 (+23.88%) Land $20,000 Building $290,700 |
| 2025 | $250,800 Land $20,000 Building $230,800 | $250,800 Land $20,000 Building $230,800 | |
| 2023 | $241,400 Land $20,000 Building $221,400 | $241,400 Land $20,000 Building $221,400 | |
| 2020 | $3,410.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1022 Main St S in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2001) |
| Most Recent Claim | Jul 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1022 Main St S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Chatfield serves 3,005 people · EPA ID MN1230002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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