1022 Lonergan Cir, Spring Hill, TN 37174 Property Records

Williamson County property record for 1022 Lonergan Cir, Spring Hill, TN 37174

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,820 sqft · built 2019
Lot Size	0.159 acres (6,945 sqft)
Owner	2 Individual Names on File
Last Sale	$364,345 (Oct 2019)
Tax Bill	$2,808 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060028D C 01200`

Property Details

APN / Parcel Number

Primary APN	`060028D C 01200`
Alternative APN	`028D C 01200`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,820 sqft Living Area
1st Floor Area	1,210 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick
Lot Area	6,945 sqft
Lot Dimensions	158 ft deep x 43 ft wide
Garage Type	Finished
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1022 LONERGAN CIR
City	SPRING HILL
State	TN
Zip	37174-3288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:12 DIST:03 CITY/MUNI/TWP:SPRING HILL SUBD:DARTFORD PHASE 1 MAP REF:028D
Legal Subdivision	DARTFORD PHASE 1
Legal Lot Number	12
Jurisdiction	MAURY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	51207

Owner

1022 Lonergan Cir is owned and occupied by two individuals who bought it in October 2019.

Source: Williamson County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1022 LONERGAN CIR, SPRING HILL, TN 37174-3288
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA
Oct 14, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2019 · Amount on File
Deed Sale	Oct 14, 2019 · Amount on File
Deed Document Number	19015836
Deed Book / Page	2587 / 0745
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAURY TN
Property Address	1022 LONERGAN CIR, SPRING HILL, TN 37174-3288
Document Number	R26471442
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	TITLE AND ESCROW COMPANY, TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1022 LONERGAN CIR SPRING HILL TN 371743288, SPRING HILL, TN 37174-3288

Mortgage

Document Number	R26471442
Date	Jul 15, 2020
Book Page	002647/001442
Instrument	11835

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 14, 2030

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MAURY TN
Recording Date	Oct 14, 2019
Property Address	1022 LONERGAN CIR, SPRING HILL, TN 37174-3288
Document Number	R2587745
Book / Page	002587 / 000745
Instrument Date	Oct 11, 2019
Instrument	15836
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2019
Title Company	FOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SERI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,348.08
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1022 LONERGAN CIR SPRING HILL TN 371743288, SPRING HILL, TN 37174-3288

Mortgage

Document Number	R2587747
Date	Oct 14, 2019
Book Page	002587/000747
Instrument	15837

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 13, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1022 Lonergan Cir was $2,808.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Spring Hill City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,808.00	$106,000 Land $12,500 Building $93,500
2023	$2,808.00	$106,000 (-) Land $12,500 Building $93,500
2022	$2,808.00	$106,000 Land $12,500 Building $93,500	$424,000 (-) Land $50,000 Building $374,000
2021			$424,000 Land $50,000 Building $374,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1022 Lonergan Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 Lonergan Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING HILL WATER DEPT serves 65,840 people · EPA ID TN0000667
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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