Polk County property record for 1022 Jacks St, Lakeland, FL 33813
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 2,174 sqft · built 1981 |
| Lot Size | 0.275 acres (11,962 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Dec 2025) |
| Tax Bill | $2,639 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Apr 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-11-139760-000070 |
| Primary APN | 23-29-11-139760-000070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,174 sqft Living Area |
| 1st Floor Area | 2,174 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Duplex Single |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,962 sqft (0.275 acres) |
| Lot Dimensions | 128 ft deep x 96 ft wide |
| View / Lot | Duplex |
| Porch | Porch |
| Canopy | 136 sqft |
| Cooling System | Central |
|---|
| Street Address | 1022 JACKS ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-1411 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | CLARA DALE PB 69 PG 36 LOT 7 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 11 |
| Legal Subdivision | CLARA DALE |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 11901 |
Source: Polk County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1022 JACKS ST, LAKELAND, FL 33813-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Warranty Deed, Transfer EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Apr 17, 2018 | Warranty Deed, Transfer · Line of Credit HILLSBORO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Apr 17, 2018 · Amount on Record |
| Deed Document Number | 2025303393 |
| Deed Book / Page | 13826 / 1729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 30, 2025 |
| Property Address | 1022 JACKS ST, LAKELAND, FL 33813-1411 |
| Document Number | 0000303393 |
| Book / Page | 13826 / 1729 |
| Map Reference | MB 69 PG 36 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025303393 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7328 LUAU DR, ORLANDO, FL 32822-5609 |
| Name | Verified Name |
|---|---|
| Address | 1103 SUGARTREE LN S, LAKELAND, FL 33813-1879 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 17, 2018 |
| Property Address | 1022 JACKS ST, LAKELAND, FL 33813-1411 |
| Document Number | 0104560826 |
| Book / Page | 010456 / 000826 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 81387 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2018 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1022 JACKS ST LAKELAND FL 338131411, LAKELAND, FL 33813-1411 |
| Document Number | 104560828 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 010456/000828 |
| Instrument | 81388 |
| Name | HILLSBORO BK |
|---|---|
| Type | Bank |
| Address | PLANT CITY, FL 33563-7136 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 16, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,400 (+77.2%) Land $25,000 Building $85,896 | $257,400 (-6.54%) Land $25,000 Building $85,896 | |
| 2025 | $2,639.00 (+9.28%) | $145,258 (+21%) | $275,400 (+129.41%) Land $25,000 Building $84,069 |
| 2023 | $2,415.00 (+7.33%) | $120,048 (+8.71%) Land $24,000 Building $96,048 | $120,048 (+8.71%) Land $24,000 Building $96,048 |
| 2022 | $2,250.00 | $110,425 Land $20,000 Building $90,425 | $110,425 Land $20,000 Building $90,425 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (2002–2017) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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