1022 Gardner Rd, Austin, TX 78721 Property Records

Travis County property record for 1022 Gardner Rd, Austin, TX 78721

Property Summary

Property Type	Duplex
Details	2 ba · 1,364 sqft · built 1967
Lot Size	0.241 acres (10,498 sqft)
Owner	Owner Name on Record
Tax Bill	$9,874 (2024)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0202190703`

Property Details

APN / Parcel Number

Primary APN	`0202190703`
Alternative APNs	`02021907030000` `190191`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,364 sqft Total Area
Gross Area	1,436 sqft
1st Floor Area	1,364 sqft

Exterior

Year Built	Built 1967
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	175 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	432 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	190191
Old Parcel Number	02021907030000
Street Address	1022 GARDNER RD
City	AUSTIN
State	TX
Zip	78721-3109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 5 BLK A JOHNSTON TERRACE
Legal Subdivision	JOHNSTON TERRACE
Legal Block	A
Legal Lot Number	5
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	3
Census Block	3024
Census Tract	2111

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	6215 J M HOLLOWAY LN, AUSTIN, TX 78724-4713

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2002
Deed Sale	Mar 5, 2002
Prior Sale	Dec 26, 1996
Deed Document Number	2002042376
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	1022 GARDNER RD, AUSTIN, TX 78721-3109
Document Number	0000041878
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE/TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1022 GARDNER RD AUSTIN TX 787213109, AUSTIN, TX 78721-3109

Mortgage

Document Number	0000041878
Date	Mar 26, 2019
Instrument	41878

Lender

Name	STAR OF TX CU
Type	Credit Union
Address	AUSTIN, TX 78752

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 25, 2039

Interest

Rate Type	Adjustable Rate
Rate	7.6%

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$528,808 (+7.54%) Land $340,000 Building $188,808	$528,808 (+7.54%) Land $340,000 Building $188,808
2024	$9,874.00 (-11%)
2023		$491,724 Land $300,000 Building $191,724	$491,724 Land $300,000 Building $191,724
2022	$11,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (1981–2004)
Most Recent Claim	Nov 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Google Fiber.

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