1022 Fairway Dr, Georgetown, KY 40324 Property Records

Scott County property record for 1022 Fairway Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	1,920 sqft
Lot Size	0.423 acres (18,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jun 2021)
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`061-00-181.000`

Property Details

APN / Parcel Number

Primary APN	`061-00-181.000`

Interior

Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	884 sqft
Basement Area	1,920 sqft
Unfinished Basement	1,920 sqft

Exterior

Exterior Material	Brick
Lot Area	18,443 sqft (0.423 acres)
Garage Type	Basement
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1022 FAIRWAY DR
City	GEORGETOWN
State	KY
Zip	40324-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGVIEW ESTATES
Legal Subdivision	LONGVIEW ESTATES
Legal Block	C
Legal Lot Number	22
Legal Unit	1
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3007
Census Tract	40605

Owner

Source: Scott County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1022 FAIRWAY DR, GEORGETOWN, KY 40324-9453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Aug 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES EXCHANGE BANK (STANTON KY
Jun 1, 2021	Deed, Transfer · FHA Mortgage PEOPLES EXCHANGE BANK
Jul 19, 2019	Intrafamily Transfer, Transfer · Commercial Mortgage WHITAKER BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Jun 1, 2021 · Amount on Record
Deed Document Number	2021436506
Deed Book / Page	424 / 461
Prior Transfer Date	Jul 9, 2019
Prior Transfer Doc	00D407/283
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Recording Date	Sep 25, 2026
Property Address	1022 FAIRWAY DR, GEORGETOWN, KY 40324-9453
Document Number	0000603895
Book / Page	1920 / 306
Instrument Date	Aug 26, 2026
Instrument	2026603895
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 FAIRWAY DR, GEORGETOWN, KY 40324-9453

Mortgage

Document Number	0000603895,
Date	Sep 25, 2026
Book Page	1920/306
Instrument	2026603895

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	1022 FAIRWAY DR, GEORGETOWN, KY 40324-9453
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1407/435
Date	Aug 22, 2018
Book Page	M1407/435
Instrument	391054

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	40234

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 10, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	1022 FAIRWAY DR, GEORGETOWN, KY 40324-9453
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 FAIRWAY DR, GEORGETOWN, KY 40324-9453

Mortgage

Document Number	0M1700/582
Date	Jul 19, 2022
Book Page	M1700/582
Instrument	456868

Lender

Name	PEOPLES EXCHANGE BANK (STANTON KY
Type	Bank
Address	WINCHESTER, KY 40392

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 7, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 1, 2021
Property Address	1022 FAIRWAY DR, GEORGETOWN, KY 40324-9453
Document Number	00D424/461
Book / Page	D424 / 461
Map Reference	CAB 1 SL 149
Instrument Date	May 28, 2021
Instrument	436506
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	723 CAMINO DR, LEXINGTON, KY 40502-2776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 FAIRWAY DR, GEORGETOWN, KY 40324-9453

Mortgage

Document Number	0000436507
Date	Jun 1, 2021
Instrument	436507

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	Jul 19, 2019
Property Address	1022 FAIRWAY DR, GEORGETOWN, KY 40324-9453
Document Number	00D407/283
Book / Page	D407 / 283
Map Reference	SLOT 180
Instrument Date	Jul 9, 2019
Instrument	402483
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1002 FAINNAY COURT, GEORGETOWN, KY 40324
Investor	Possibly a Property Investor

Mortgage

Document Number	0000402484
Date	Jul 19, 2019
Instrument	402484

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 9, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,400 (-)	$296,400 (-)
2025	$2,640.00 (+7.84%)	$296,400 (+9.78%)	$296,400 (+9.78%)
2023	$2,448.00	$270,000 Land $30,000 Building $240,000	$270,000 Land $30,000 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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