1022 E Monroe St, Delphi, IN 46923 Property Records

Carroll County property record for 1022 E Monroe St, Delphi, IN 46923 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,810 sqft · built 1995
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$347,096 (Dec 2024)
Tax Bill	$2,180 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-20-006-061.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-20-006-061.000-007`
Alternative APNs	`01107159959` `0170606100`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
1st Floor Area	2,728 sqft
Attic	Attic
Attic Area	500 sqft
Basement Area	418 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01107159959
Street Address	1022 E MONROE ST
City	DELPHI
State	IN
Zip	46923-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-06061-00 DELPHI ELMWOOD ADD LOT 44
Legal Subdivision	DELPHI ELMWOOD ADD
Legal Lot Number	44
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	1
Census Block	1006
Census Tract	959600

Owner

Source: Carroll County records · APN 08-06-20-006-061.000-007

Assessment roll updated June 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1022 E MONROE ST, DELPHI, IN 46923-1138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jan 28, 2022	Warranty Deed, Transfer
Nov 22, 2021	Land Contract, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Apr 09, 2024 · Amount on Record
Deed Document Number	20243347
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Recording Date	Jul 22, 2026
Property Address	1022 E MONROE ST, DELPHI, IN 46923-1138
Document Number	0000002099
Instrument Date	Jul 14, 2026
Instrument	20262099
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 E MONROE ST, DELPHI, IN 46923-1138

Mortgage

Document Number	0000002099,
Date	Jul 22, 2026
Instrument	20262099

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.47%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Jan 28, 2022
Property Address	1022 E MONROE ST, DELPHI, IN 46923-1138
Document Number	2022000346
Instrument Date	Jan 27, 2022
Instrument	2022000346
Transaction Type	Transfer
Record Updated	Jun 09, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 E MONROE ST, DELPHI, IN 46923-1138

Mortgage

Document Number	2022000347
Date	Jan 28, 2022
Instrument	2022000347

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Jan 28, 2022
Property Address	1022 E MONROE ST, DELPHI, IN 46923-1138
Document Number	2022000345
Instrument Date	Jan 26, 2022
Instrument	2022000345
Transaction Type	Transfer
Record Updated	Jun 09, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 E MONROE ST, DELPHI, IN 46923-1138

November 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	CARROLL IN
Recording Date	Nov 22, 2021
Property Address	1022 E MONROE ST, DELPHI, IN 46923-1138
Document Number	2021004351
Instrument Date	Nov 15, 2021
Instrument	2021004351
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3302 ALPINE ST SW, HUNTSVILLE, AL 35805-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 E MONROE ST, DELPHI, IN 46923-1138

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated June 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,180.00 (+30.77%) Homeowner's exemption	$242,300 (+68.85%) Land $15,500 Building $226,800	$242,300 (+68.85%) Land $15,500 Building $226,800
2024	$1,667.00 (+29.73%)
2023		$143,500 (+11.67%) Land $15,500 Building $128,000	$143,500 (+11.67%) Land $15,500 Building $128,000
2022	$1,285.00 Homeowner's exemption	$128,500 Land $14,100 Building $114,400	$128,500 Land $14,100 Building $114,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (18015C), updated May 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180159596001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 27% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Cable One	Cable	1,000 / 50
On-Ramp Indiana	Fixed Wireless (licensed-by-rule)	200 / 35

May also be available at this address: Verizon, T-Mobile USA, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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