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1022 E Lafayette St, Bloomington, IL 61701 Property Records

McLean County property record for 1022 E Lafayette St, Bloomington, IL 61701

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 3,530 sqft · built 2015
Lot Size0.692 acres (30,122 sqft)
Owner2 Individual Names on File
Last Sale$459,000 (Jul 2023)
Tax Bill$1,689 (2024)
Deeds & MortgagesJul 2023 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-10-306-009

Property Details

APN / Parcel Number

Primary APN21-10-306-009

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area3,530 sqft Living Area
Gross Area4,258 sqft
1st Floor Area2,910 sqft
Basement Area1,348 sqft
Finished Basement620 sqft
Unfinished Basement728 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area30,122 sqft (0.692 acres)
Lot Dimensions300 ft deep x 100 ft wide
View / LotLake Front
Garage Area1,586 sqft
Parking Spaces6 Parking Spaces
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1022 E LAFAYETTE ST
CityBLOOMINGTON
StateIL
Zip61701-6937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionCROXTONS ADD LOT 7,8,29 & 20 BLK 6
Legal Range02E
Legal Township23N
Legal Section10
Legal SubdivisionCROXTONS ADD
Legal Block6
Legal Lot Number7,8
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group3
Census Block3019
Census Tract5800

Owner

Source: McLean County records · APN 21-10-306-009

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1022 E LAFAYETTE ST, BLOOMINGTON, IL 61701-6937
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Warranty Deed, Transfer · Conventional Mortgage
HEARTLAND BANK & TRUST CO
May 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2023 · Amount on Record
Deed SaleJul 24, 2023 · Amount on Record
Prior SaleJun 17, 2014 · Amount on Record
Deed Document Number20239608
Record UpdatedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJul 24, 2023
Property Address1022 E LAFAYETTE ST, BLOOMINGTON, IL 61701-6937
Document Number202300009608
Instrument DateJul 07, 2023
Instrument2023-00009608
Transaction TypeTransfer
Record UpdatedAug 03, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$459.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1022 E LAFAYETTE ST, BLOOMINGTON, IL 61701-6937

Mortgage

Document Number202300009609
DateJul 24, 2023
Instrument2023-00009609
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1022 E LAFAYETTE ST, BLOOMINGTON, IL 61701-6937
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000008064
DateMay 07, 2020
Instrument2020-00008064
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$161,151 (+91.99%) Land $24,952 Building $136,199$483,453 (+91.99%) Land $74,856 Building $408,597
2024$1,689.00 (-59.3%)
2023$4,150.00 (-24.97%)$83,937 (+16.77%) Land $20,468 Building $63,469$251,811 (+16.77%) Land $61,404 Building $190,407
2022$5,531.00$71,882 Land $17,528 Building $54,354$215,646 Land $52,584 Building $163,062

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130058003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 158 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Benton Ridge Telephone Company
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Pavlov Media.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemBLOOMINGTON
serves 79,000 people
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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