1022 E 550 S, Berne, IN 46711 Property Records

Adams County property record for 1022 E 550 S, Berne, IN 46711

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,060 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$1,356 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Feb 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-08-35-300-009.000-009`

Property Details

APN / Parcel Number

Primary APN	`01-08-35-300-009.000-009`
Alternative APNs	`01122000000500` `00490364716`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,060 sqft Living Area
1st Floor Area	2,060 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00490364716
Street Address	1022 E 550 S
City	BERNE
State	IN
Zip	46711-9158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 175' OF W 250' SW SEC 35 (1A)
Jurisdiction	ADAMS IN
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3046
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1022 E 550 S, BERNE, IN 46711-9158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA
Feb 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNION SAVINGS BANK
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PROFED FEDERAL CREDIT UNION
Jun 23, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1022 E 550 S, BERNE, IN 46711-9158
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003357
Date	Sep 11, 2017
Instrument	2017003357

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1022 E 550 S, BERNE, IN 46711-9158
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000934
Date	Feb 27, 2020
Instrument	2020000934

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1022 E 550 S, BERNE, IN 46711-9158
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002550
Date	Jun 1, 2020
Instrument	2020002550

Lender

Name	PROFED FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jun 23, 2022
Property Address	1022 E 550 S, BERNE, IN 46711-9158
Document Number	2022002774
Instrument Date	Jun 17, 2022
Instrument	2022002774
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1022 E 550 S, BERNE, IN 46711-9158

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Monroe Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,356.00 (-3.76%) Homeowner's exemption	$207,700 (+13.68%) Land $20,500 Building $187,200	$207,700 (+13.68%) Land $20,500 Building $187,200
2024	$1,409.00 (-4.34%)
2023	$1,473.00 (+0.14%)	$182,700 (-4.65%) Land $20,500 Building $162,200	$182,700 (-4.65%) Land $20,500 Building $162,200
2022	$1,471.00 (+21.87%)	$191,600 Land $20,500 Building $171,100	$191,600 Land $20,500 Building $171,100
2020	$1,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

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