1022 Day Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1022 Day Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,376 sqft · built 1952
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,000 (Jun 2026)
Tax Bill	$5,487 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 59.20-4-22`

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-4-22`
Alternative APN	`280005902000040220000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	808 sqft
Upper Floors Area	568 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1022 DAY RD
City	SCHENECTADY
State	NY
Zip	12303-3363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,BF,ROG,SHDM FREDS COMM - 215 4.-295-13
Legal Block	4
Legal Lot Number	22.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2007
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	84 CRESTWOOD TER, ALBANY, NY 12203-5307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed, Transfer · Conventional Mortgage BAY VIEW FEDERAL CREDIT UNION
Apr 2, 2018	Deed of Trust, Mortgage · Line of Credit PIONEER SAVINGS BANK
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Dec 14, 2011 · Amount on Record
Deed Document Number	202613415
Deed Book / Page	2173 / 780
Prior Transfer Date	Nov 10, 2010
Prior Transfer Doc	0000049735
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 11, 2026
Property Address	1022 DAY RD, SCHENECTADY, NY 12303-3363
Document Number	0000013415
Book / Page	2173 / 780
Instrument Date	Jun 8, 2026
Instrument	202613415
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	CSC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156,348.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	84 CRESTWOOD TER, ALBANY, NY 12203-5307

Mortgage

Document Number	0000013416,
Date	Jun 11, 2026
Instrument	202613416

Lender

Name	BAY VIEW FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1022 DAY RD, SCHENECTADY, NY 12303-3363
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013554
Date	Apr 2, 2018
Book Page	4828/328
Instrument	201813554

Lender

Name	PIONEER SAVINGS BANK
Type	Bank
Address	TROY, NY 12180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1022 DAY RD, SCHENECTADY, NY 12303-3363
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 DAY RD, SCHENECTADY, NY 12303-3363

Mortgage

Document Number	0000025953
Date	Sep 1, 2020
Book Page	5017/210
Instrument	202025953

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,487.00 (+1.71%) Homeowner's exemption
2025	$5,395.00	$147,000 (-) Land $9,900 Building $137,100	$226,200 (+16.96%) Land $15,234 Building $210,966
2023		$147,000 Land $9,900 Building $137,100	$193,400 Land $13,025 Building $180,375

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile, Verizon.

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