Worcester County and Athol Town property record for 1022 Cottage St, Athol, MA 01331
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,054 sqft · built 1890 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Trust Name on File |
| Last Sale | $45,000 (Oct 2016) |
| Tax Bill | $2,434 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| APN | ATHO M:00027 B:00002 L:00000 |
| Primary APN | ATHO M:00027 B:00002 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,054 sqft Living Area |
| Gross Area | 2,060 sqft |
| Basement Area | 760 sqft |
| Unfinished Basement | 760 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 69,696 sqft (1.6 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1855 |
|---|---|
| Street Address | 1022 COTTAGE ST |
| City | ATHOL |
| State | MA |
| Zip | 01331-3105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Block | 2 |
| Jurisdiction | ATHOL MA |
| Township / Civil Division | ATHOL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 703100 |
1022 Cottage St is held in a trust since April 2024.
Source: Worcester County and Athol Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 955 COTTAGE ST, ATHOL, MA 01331-3104 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2016 · Amount on File |
| Deed Sale | Oct 26, 2016 · Amount on File |
| Prior Sale | Nov 20, 2015 · Amount on File |
| Deed Book / Page | 56199 / 124 |
| Last Transfer Date | Apr 3, 2024 |
| Transfer Doc | 070516-349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATHOL MA |
| Property Address | 1022 COTTAGE ST, ATHOL, MA 01331-3105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 073243-289 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 73243/289 |
| Instrument | 14770 |
| Name | BANKESB |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2026 property tax bill for 1022 Cottage St was $2,434, up 5.9% from the year before.
Source: Worcester County and Athol Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Athol Town |
| Unified School District | Athol-Royalston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,434.00 (+5.87%) | $192,100 (+6.19%) Land $66,700 Building $125,400 | $315,970 (-) |
| 2025 | $2,299.00 (+7.58%) | $180,900 (+8.58%) Land $64,100 Building $116,800 | $315,970 (+16.21%) |
| 2024 | $2,137.00 (+8.59%) | $166,600 (+18.83%) Land $64,100 Building $102,500 | $271,890 |
| 2023 | $1,968.00 | $140,200 Land $46,700 Building $93,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 1022 Cottage St; there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1022 Cottage St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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