1022 Catherine St, Key West, FL 33040 Property Records

Monroe County property record for 1022 Catherine St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,315 sqft · built 1933
Lot Size	0.127 acres (5,544 sqft)
Owner	2 Individual Names on File
Last Sale	$1,775,000 (Apr 2022)
Tax Bill	$13,790 (2024)
Deeds & Mortgages	Apr 2022 Sale Sep 2018 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`00033580-000000`

Property Details

APN / Parcel Number

Primary APN	`00033580-000000`
Alternative APNs	`01010100033580000000` `1034487`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,315 sqft Living Area
1st Floor Area	1,315 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2018
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,544 sqft (0.127 acres)
Lot Width	56 ft Width
Porch	Open Porch
Porch Area	638 sqft
Patio Area	1,374 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1034487
Street Address	1022 CATHERINE ST
City	KEY WEST
State	FL
Zip	33040-3374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW GWYNN SUB PT OF TR 13 E2-86 OR667-143 OR693-737 OR710-753 OR720-811 OR753-1483 OR791-749 OR791-761 OR845-798 OR886-349 OR1118-2048 OR1372- 1022 OR1372-1025 OR1393-1483 OR1500-1407 OR2192-25 OR2400-1873 OR2411-544 OR2413-407 OR2413-410 OR2430-1627
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	KW GWYNN SUB
Legal Tract	13
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2014
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1022 Catherine St is owned and occupied by two individuals who bought it in April 2022.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1022 CATHERINE ST, KEY WEST, FL 33040-3374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 24, 2018	Warranty Deed, Transfer · Conventional Mortgage NOIC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Prior Sale	Sep 10, 2018 · Amount on File
Deed Document Number	20222372588
Deed Book / Page	3169 / 2418
Transfer Doc	1393001483
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 26, 2022
Property Address	1022 CATHERINE ST, KEY WEST, FL 33040-3374
Document Number	0031692418
Book / Page	3169 / 2418
Instrument Date	Apr 21, 2022
Instrument	2372588
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$12,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1022 CATHERINE ST, 1022, KEY WEST, FL 33040-3374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 CATHERINE ST, KEY WEST, FL 33040-3374

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 10, 2018
Property Address	1022 CATHERINE ST, KEY WEST, FL 33040-3374
Document Number	0029260588
Book / Page	002926 / 000588
Instrument Date	Sep 6, 2018
Instrument	2185904
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$8,792.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1022 CATHERINE ST KEY WEST FL 330403374, KEY WEST, FL 33040-3374

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 24, 2018
Property Address	1022 CATHERINE ST, KEY WEST, FL 33040-3374
Document Number	0029180763
Book / Page	2918 / 0763
Instrument Date	Jul 18, 2018
Instrument	2179190
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 S 60TH ST, 1005, MILWAUKEE, WI 53214-3348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1618 ANN WAY, BOULDER CITY, NV 89005-1800

Mortgage

Document Number	0002179192
Date	Jul 24, 2018
Instrument	2179192

Lender

Name	NOIC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,670,052 Land $952,570 Building $717,482	$1,670,052 Land $952,570 Building $717,482
2024	$13,790.00 (+5.82%)
2023	$13,031.00 (+23.59%)	$1,502,692 (+7.81%) Land $828,579 Building $674,113	$1,502,692 (+7.81%) Land $828,579 Building $674,113
2022	$10,544.00	$1,393,792 Land $712,459 Building $681,333	$1,393,792 Land $712,459 Building $681,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1022 Catherine St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured incl. 7 condo units
Nearby Flood Claims	4 (1994–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1022 Catherine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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