1022 Bridge St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1022 Bridge St, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,318 sqft · built 1904
Lot Size0.084 acres (3,696 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (May 2021)
Tax Bill$4,390 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.48-2-17

Property Details

APN / Parcel Number

Primary APN421500 49.48-2-17
Alternative APN
  • 150004904800020170000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,318 sqft Living Area
1st Floor Area749 sqft
2nd Floor Area569 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area3,696 sqft (0.084 acres)
Lot Dimensions112 ft deep x 33 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area55 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1022 BRIDGE ST
CitySCHENECTADY
StateNY
Zip12303-1108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number17.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1007
Census Tract21400

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1022 BRIDGE ST, SCHENECTADY, NY 12303-1108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2021 · Amount on Record
Deed SaleMay 3, 2021 · Amount on Record
Prior SaleMar 1, 2010 · Amount on Record
Deed Document Number202120118
Deed Book / Page2057 / 853
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 3, 2021
Property Address1022 BRIDGE ST, SCHENECTADY, NY 12303-1108
Document Number0000020118
Book / Page2057 / 853
Instrument DateApr 22, 2021
Instrument202120118
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 ANTHONY DRIVE, SCHENECTADY, NY 12303

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address732 ORCHARD ST, SCHENECTADY, NY 12303-1637

Mortgage

Document Number0000020120
DateMay 3, 2021
Instrument202120120
Lender
NameTD BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,390.00 (+23.28%)$85,100 (-) Land $12,800 Building $72,300$140,917 (+30.82%) Land $21,196 Building $119,721
2023$85,100 (-) Land $12,800 Building $72,300$107,722 (+3.8%) Land $16,203 Building $91,519
2022$85,100 Land $12,800 Building $72,300$103,780 Land $15,610 Building $88,170
2021$3,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Bridge St

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