1022 Bills Ln, Saint Johns, MI 48879 Property Records

Clinton County property record for 1022 Bills Ln, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,554 sqft · built 2003
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,634 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Jun 2009 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`300-451-000-078-00`

Property Details

APN / Parcel Number

Primary APN	`300-451-000-078-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,554 sqft Living Area
1st Floor Area	830 sqft
Basement Area	830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1022 BILLS LN
City	SAINT JOHNS
State	MI
Zip	48879-1184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEARLES ESTATES II - LOT 78 '04 SPLIT FROM 009-100-001-50 CITY OF ST JOHNS T7N R2W
Legal Subdivision	SEARLES ESTATES
Legal Lot Number	78
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	4
Census Block	4000
Census Tract	10801

Owner

1022 Bills Ln is owned and occupied by two individuals.

Source: Clinton County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1022 BILLS LN, SAINT JOHNS, MI 48879-1184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit JOURNEY FCU
Jun 4, 2009	Deed of Trust, Mortgage NATIONAL CITY MORTGAGE
Mar 1, 2005	Deed of Trust, Mortgage · Line of Credit CLINTON COUNTY FCU
Oct 26, 2012	Deed of Trust, Mortgage · Line of Credit CLINTON COUNTY FEDERAL CREDIT UNION
May 13, 2013	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit JOURNEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1022 BILLS LN, SAINT JOHNS, MI 48879-1184
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005271224
Date	Sep 13, 2018
Instrument	5271224

Lender

Name	JOURNEY FCU
Type	Credit Union
Address	SAINT JOHNS, MI 48879

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 12, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1022 BILLS LN, SAINT JOHNS, MI 48879-1184
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005144845
Date	Jun 4, 2009
Instrument	5144845

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2024

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1022 BILLS LN, SAINT JOHNS, MI 48879-1184
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005075002
Date	Mar 1, 2005
Instrument	5075002

Lender

Name	CLINTON COUNTY FCU
Address	SAINT JOHNS, MI 48879

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1022 BILLS LN, SAINT JOHNS, MI 48879-1184
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005191358
Date	Oct 26, 2012
Instrument	5191358

Lender

Name	CLINTON COUNTY FEDERAL CREDIT UNION
Address	SAINT JOHNS, MI 48879

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1022 BILLS LN, SAINT JOHNS, MI 48879-1184
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005200744
Date	May 13, 2013
Instrument	5200744

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2043

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1022 BILLS LN, SAINT JOHNS, MI 48879-1184
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005312178
Date	Jul 1, 2021
Instrument	5312178

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1022 BILLS LN, SAINT JOHNS, MI 48879-1184
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5312178
Date	Jul 1, 2021
Instrument	5312178

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1022 BILLS LN, SAINT JOHNS, MI 48879-1184
Transaction Type	Mortgage
Record Updated	Sep 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5271224
Date	Sep 13, 2018
Instrument	5271224

Lender

Name	JOURNEY FCU
Type	Credit Union
Address	SAINT JOHNS, MI 48879

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 12, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1022 Bills Ln was $2,634 with a homeowner's exemption, down 35.5% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,400 (+8.81%) Land $17,300 Building $142,100	$318,800 (+8.81%) Land $34,600 Building $284,200
2025	$2,634.00 (-35.49%) Homeowner's exemption	$146,500 Land $15,700 Building $130,800	$293,000 Land $31,400 Building $261,600
2024	$4,083.00 (+11.37%)
2023	$3,666.00 Homeowner's exemption	$130,800	$261,600
2022	$3,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1022 Bills Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 Bills Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
DayStarr Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CMS Internet, Westphalia Broadband.

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