1022 Bernard Dr, San Antonio, TX 78221 Property Records

Bexar County property record for 1022 Bernard Dr, San Antonio, TX 78221

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 2015
Lot Size	0.418 acres (18,226 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,119 (Sep 2020)
Tax Bill	$3,244 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11165-009-1980`

Property Details

APN / Parcel Number

Primary APN	`11165-009-1980`
Alternative APN	`475535`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Asbestos
Roof Material	Asphalt
Lot Area	18,226 sqft (0.418 acres)
Lot Dimensions	243 ft deep x 75 ft wide

Exterior Amenities

Pool Area	512 sqft
Deck Area	140 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1022 BERNARD DR
City	SAN ANTONIO
State	TX
Zip	78221-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NCB 11165 BLK 9 LOT 198
Legal Subdivision	LIFSHUTZ SUB 1 NCB 11165
Legal Block	9
Legal Lot Number	198
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO CENTRAL
Census Block Group	1
Census Block	1006
Census Tract	151700

Owner

Source: Bexar County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1022 BERNARD DR, SAN ANTONIO, TX 78221-3615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Vendor's Lien, Transfer · Conventional Mortgage WALLICK & VOLK INC
Mar 30, 2020	Warranty Deed, Transfer EFRAIM JR & PAMELA PALACIOS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	2020221001
Prior Transfer Date	Mar 2, 2020
Prior Transfer Doc	0000046455
Record Updated	Oct 29, 2026

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Sep 21, 2020
Property Address	1022 BERNARD DR, SAN ANTONIO, TX 78221-3615
Document Number	0000221001
Map Reference	VOL 2222 PG 177
Instrument Date	Sep 18, 2020
Instrument	20200221001
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	KTG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4843 ASPEN WOOD DR, 4843, SAN ANTONIO, TX 78219-1842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 BERNARD DR, SAN ANTONIO, TX 78221-3615

Mortgage

Document Number	0000221002
Date	Sep 21, 2020
Instrument	20200221002

Lender

Name	WALLICK & VOLK INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	0000221003
Date	Sep 21, 2020
Instrument	20200221003

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORPORATI
Type	Non-Lending Institution
Address	AUSTIN, TX 78702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 18, 2023

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEXAR TX
Recording Date	Mar 30, 2020
Property Address	1022 BERNARD DR, SAN ANTONIO, TX 78221-3615
Document Number	0000067346
Instrument Date	Mar 27, 2020
Instrument	67346
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4843 ASPEN WOOD DR SAN ANTONIO TX 782191842, SAN ANTONIO, TX 78219-1842

Mortgage

Document Number	67347
Date	Mar 30, 2020
Instrument	67347

Lender

Name	EFRAIM JR & PAMELA PALACIOS
Address	4422 STETSON PARK, SAN ANTONIO, TX 78223-5513
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	San Antonio City
Unified School District	Harlandale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,244.00 (-20.67%) Homeowner's exemption	$216,240 (-10.29%) Land $67,430 Building $148,810	$216,240 (-10.29%) Land $67,430 Building $148,810
2024	$4,089.00 (-33.27%)
2023	$6,128.00 (+6.87%)	$241,030 Land $82,740 Building $158,290	$241,030 Land $82,740 Building $158,290
2022	$5,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alamo Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
ZipLink Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: VTX Communications.

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