1022 8th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 1022 8th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	896 sqft · built 1914
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$84,300 (Dec 2008)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jul 2018 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`01-2400-01900-000`

Property Details

APN / Parcel Number

Primary APN	`01-2400-01900-000`

Interior

Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	50 ft deep x 50 ft wide

Location & Zoning

Street Address	1022 8TH AVE S
City	FARGO
State	ND
Zip	58103-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 14 BLOCK: O ADDITION: CHARLES A ROBERTS ADDITIONAL: CHARLES A ROBERTS W 50' LOT 14 & 15 BLK O
Legal Subdivision	ROBERTS
Legal Block	O
Legal Lot Number	14-15
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2037
Census Tract	801

Owner

1022 8th Ave S is owned and occupied by an individual who bought it in December 2008.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1022 8TH AVE S, FARGO, ND 58103-2614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Jul 30, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BELL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2008 · Amount on File
Deed Sale	Dec 23, 2008 · Amount on File
Deed Document Number	20081252495
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1022 8TH AVE S, FARGO, ND 58103-2614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001568176
Date	Aug 5, 2019
Instrument	1568176

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 31, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CASS ND
Recording Date	Jul 30, 2018
Property Address	1022 8TH AVE S, FARGO, ND 58103-2614
Instrument Date	Jul 23, 2018
Instrument	1543312
Transaction Type	Construction Loan
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1022 8TH AVE S FARGO ND 581032614, FARGO, ND 58103-2614

Mortgage

Document Number	0001543312
Date	Jul 30, 2018
Instrument	1543312

Lender

Name	BELL BK
Address	FARGO, ND 58104

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 29, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 1022 8th Ave S was $3,772.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,772.00	$58,400 Land $13,750 Building $44,650	$116,800 Land $27,500 Building $89,300
2023	$2,688.00 (+3.74%)	$52,450 (+5.01%) Land $13,750 Building $38,700	$104,900 (+5.01%) Land $27,500 Building $77,400
2022	$2,591.00	$49,950 Land $13,750 Building $36,200	$99,900 Land $27,500 Building $72,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1022 8th Ave S in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2009 · Severe Storms And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 8th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.2% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom.

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