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1022 10th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1022 10th Ave S, Saint Cloud, MN 56301

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,040 sqft · built 1983
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$207,000 (Jan 2025)
Tax Bill$2,382 (2026)
Deeds & MortgagesJun 2017 Sale
Flood ZoneZone X (minimal risk)
APN82-44547-0000

Property Details

APN / Parcel Number

Primary APN82-44547-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Width55 ft Width
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address1022 10TH AVE S
CitySAINT CLOUD
StateMN
Zip56301-5202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 011 BLK 076 JAMES BOWES ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section14
Legal SubdivisionJAMES BOWES ADD
Legal Block76
Legal Lot Number11
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract301

Owner

Source: Stearns County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1022 10TH AVE S, SAINT CLOUD, MN 56301-5202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2025 · Amount on Record
Deed SaleJan 7, 2025 · Amount on Record
Prior SaleDec 27, 2024 · Amount on Record
Deed Document Number20251685374
Record UpdatedSep 20, 2026

June 2017: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionSTEARNS MN
Recording DateJun 19, 2017
Property Address1022 10TH AVE S, SAINT CLOUD, MN 56301-5202
Document Number00A1497995
Instrument DateApr 14, 2017
InstrumentA1497995
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyQUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address533 JULEP RD, WAITE PARK, MN 56387-1397

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,382.00 (+14.96%)
2025$174,300 (+1.69%) Land $25,000 Building $149,300$174,300 (+1.69%) Land $25,000 Building $149,300
2023$2,072.00$171,400 Land $25,000 Building $146,400$171,400 Land $25,000 Building $146,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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