10215 Summer Elm Ave, Clermont, FL 34711 Property Records

Lake County property record for 10215 Summer Elm Ave, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,647 sqft · built 2000
Lot Size0.273 acres (11,872 sqft)
Owner2 Individual Names on Record
Last Sale$198,500 (Jun 2016)
Tax Bill$2,727 (2024)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN12-23-25-0805-000-05200

Property Details

APN / Parcel Number

Primary APN12-23-25-0805-000-05200
Alternative APNs
  • 252312080500005200
  • 3788603

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,647 sqft Living Area
Gross Area2,109 sqft
1st Floor Area1,647 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,872 sqft (0.273 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3788603
Street Address10215 SUMMER ELM AVE
CityCLERMONT
StateFL
Zip34711-6446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionHIDDEN HILLS PHASE II SUB LOT 52 PB 42 PGS 44-45 ORB 4796 PG 2476
Legal Range25E
Legal Township23S
Legal Section12
Legal SubdivisionHIDDEN HILLS PHASE II SUB
Legal Tract0805
Legal Lot Number52
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1018
Census Tract31322

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10215 SUMMER ELM AVE, CLERMONT, FL 34711-6446
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2016 · Amount on Record
Deed SaleJun 22, 2016 · Amount on Record
Deed Document Number201664518
Deed Book / Page4796 / 2476
Prior Transfer DateMay 19, 2014
Prior Transfer Doc0044811336
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address10215 SUMMER ELM AVE, CLERMONT, FL 34711-6446
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10215 SUMMER ELM AVE, CLERMONT, FL 34711-6446

Mortgage

Document Number0058761998
DateJan 13, 2022
Book Page5876/1998
Instrument2022006528
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$198,890 (+2.9%)$304,078 (-) Land $108,000 Building $196,078
2025$193,290 (+5.98%) Land $108,000 Building $85,290$304,078 (+2.05%) Land $108,000 Building $196,078
2024$2,727.00 (+9.83%)
2023$2,483.00 (+9.43%) Homeowner's exemption$182,380 (+3%)$297,957 (+25.61%) Land $108,000 Building $189,957
2022$2,269.00 Homeowner's exemption$177,070$237,207 Land $47,250 Building $189,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE UTILITY SERVICES INC NORTH (8 WPS)
public/private · serves 24,798 people · EPA ID FL3354883
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Haloacetic acids
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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