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10215 Richardson Rd, Spring Grove, IL 60081 Property Records

McHenry County property record for 10215 Richardson Rd, Spring Grove, IL 60081

Property Summary

Property TypeSingle Family Home
Details1,674 sqft · built 1974
Lot Size5.21 acres (227,383 sqft)
OwnerTrust Name on File
Last Sale$439,000 (Mar 2020)
Deeds & MortgagesJun 2022 Transfer
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-07-300-004

Property Details

APN / Parcel Number

Primary APN05-07-300-004

Interior

Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,674 sqft Living Area
Basement Area1,080 sqft

Exterior

Year BuiltBuilt 1974
Lot Area227,383 sqft (5.21 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10215 RICHARDSON RD
CitySPRING GROVE
StateIL
Zip60081-9460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0019605 E 689.35FT N 330FT S 1159.7FT SE1/4 SW1/4
Legal Range09E
Legal Township46N
Legal Section07
Legal Block300
JurisdictionMCHENRY IL
Township / Civil DivisionBURTON
Census Block Group1
Census Block1010
Census Tract870106

Owner

10215 Richardson Rd is owner-occupied and held in a trust since June 2022.

Source: McHenry County records, as of May 13, 2024

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address10215 RICHARDSON RD, SPRING GROVE, IL 60081-9460
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Intrafamily Transfer, Transfer
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Mar 20, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2020 · Amount on File
Deed SaleMar 20, 2020 · Amount on File
Prior SaleMar 20, 2020 · Amount on File
Deed Document Number0000010132
Last Transfer DateJun 2, 2022
Transfer Doc0000019605
Record UpdatedJun 7, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateJun 2, 2022
Property Address10215 RICHARDSON RD, SPRING GROVE, IL 60081-9460
Document Number0000019605
Instrument DateMay 27, 2022
Instrument2022R0019605
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10215 RICHARDSON RD, SPRING GROVE, IL 60081-9460

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address10215 RICHARDSON RD, SPRING GROVE, IL 60081-9460
Transaction TypeMortgage
Record UpdatedJul 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033910
DateJun 22, 2021
Instrument2021R0033910
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2036

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 20, 2020
Property Address10215 RICHARDSON RD, SPRING GROVE, IL 60081-9460
Document Number0000010132
Instrument DateMar 9, 2020
Instrument2020R0010132
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE AGENCY INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$439.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10215 RICHARDSON RD, SPRING GROVE, IL 60081-9460

Mortgage

Document Number0000010133
DateMar 20, 2020
Instrument2020R0010133
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionBurton Township
Elementary School DistrictNippersink School District 2 (KG - 08)
Secondary School DistrictRichmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$110,419 Land $40,009 Building $70,410$331,257 Land $120,027 Building $211,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10215 Richardson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10215 Richardson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

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