102109 S Hwy 102, Mcloud, OK 74851 Property Records

Lincoln County property record for 102109 S Hwy 102, Mcloud, OK 74851

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,920 sqft · built 2020
Lot Size	9.98 acres (434,729 sqft)
Owner	2 Individual Names on Record
Last Sale	$316,000 (Jul 2024)
Tax Bill	$3,325 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000-09-12N-02E-1-009-00`

Property Details

APN / Parcel Number

Primary APN	`0000-09-12N-02E-1-009-00`
Alternative APN	`190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	54 sqft
Unfinished Basement	54 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	434,729 sqft (9.98 acres)
Garage Type	Attached
Deck Area	16 sqft
Patio Area	64 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	190
Street Address	102109 S HIGHWAY 102
City	MCLOUD
State	OK
Zip	74851-3027
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	9.98 AC MOL 9-12-2 TR BEG 329.25'-S NE/C NE/4 S-329.25' W-1320.97' N-328.25' E-1320.63' POB 12-2-9-100-009 TITLE CANCELLATION
Legal Range	02E
Legal Township	12N
Legal Section	09
Jurisdiction	LINCOLN OK
Township / Civil Division	MEEKER
Census Block Group	3
Census Block	3033
Census Tract	961402

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102109 S HIGHWAY 102, MCLOUD, OK 74851-3027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING
Jan 14, 2022	Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK
Apr 1, 2020	Warranty Deed, Transfer
Apr 1, 2020	Quit Claim Deed, Transfer SECURITY ABSTRACT AND TITLE COMPANY, CITY ABSTRACT & TITLE CO
Mar 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Mar 1, 2023 · Amount on Record
Deed Document Number	20244308
Deed Book / Page	2563 / 512
Prior Transfer Date	Mar 27, 2020
Prior Transfer Doc	002369/762
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Mar 1, 2023
Property Address	102109 S HIGHWAY 102, MCLOUD, OK 74851-3027
Document Number	002504/675
Book / Page	2504 / 675
Instrument Date	Feb 21, 2023
Instrument	I-2023-001306
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	TITAN TITLE AND CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$436.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102109 S HIGHWAY 102, MCLOUD, OK 74851-3027

Mortgage

Document Number	I2023001307
Date	Mar 1, 2023
Instrument	I-2023-001307

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jan 14, 2022
Property Address	102109 S HIGHWAY 102, MCLOUD, OK 74851-3027
Document Number	002454/265
Book / Page	2454 / 265
Instrument Date	Dec 22, 2021
Instrument	I-2022-000412
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102109 S HIGHWAY 102, MCLOUD, OK 74851-3027

Mortgage

Document Number	I2022000413
Date	Jan 14, 2022
Instrument	I-2022-000413

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Apr 1, 2020
Property Address	102109 S HIGHWAY 102, MCLOUD, OK 74851-3027
Document Number	002369/763
Book / Page	2369 / 763
Instrument Date	Mar 30, 2020
Instrument	2039
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Tax	$73.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2725 SW 56TH ST, OKLAHOMA CITY, OK 73119-5606

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN OK
Recording Date	Apr 1, 2020
Property Address	102109 S HIGHWAY 102, MCLOUD, OK 74851-3027
Document Number	002369/762
Book / Page	2369 / 762
Instrument Date	Mar 27, 2020
Instrument	2038
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	SECURITY ABSTRACT AND TITLE COMPANY, CITY ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 SW 56TH ST, OKLAHOMA CITY, OK 73119-5606

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN OK
Recording Date	Mar 12, 2018
Property Address	102109 S HIGHWAY 102, MCLOUD, OK 74851-3027
Document Number	002285/505
Book / Page	2285 / 505
Instrument Date	Mar 12, 2018
Instrument	01510
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Tax	$37.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 SE 5TH ST, MOORE, OK 73160-8309

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Harrah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,432 (+2.05%) Land $7,890 Building $27,542	$322,109 (+2.05%) Land $71,727 Building $250,382
2025	$3,325.00 (-16.71%)	$34,720 (+30.36%) Land $7,742 Building $26,978	$315,637 (+86.06%) Land $70,382 Building $245,255
2024	$3,992.00 (+105.67%)	$26,634 (+42.73%) Land $5,715 Building $20,919
2022	$1,941.00	$18,661 Land $5,030 Building $13,631	$169,643 Land $45,723 Building $123,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 67% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Hwy 102

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