1021 Ward St, Laurel, MD 20707 Property Records

Prince George's County property record for 1021 Ward St, Laurel, MD 20707

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,336 sqft · built 1955
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$303,000 (Apr 2018)
Tax Bill	$5,463 (2023)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1088582`

Property Details

APN / Parcel Number

Primary APN	`10-1088582`
Alternative APN	`1088582`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,336 sqft Total Area
1st Floor Area	1,286 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.137 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	1088582
Street Address	1021 WARD ST
City	LAUREL
State	MD
Zip	20707-3839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LAUR
Legal Description	FAIRLAWN
Legal Subdivision	FAIRLAWN
Legal Block	L
Legal Lot Number	29
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	10, LAUREL
Census Block Group	1
Census Block	1005
Census Tract	800109

Owner

Source: Prince George's County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1021 WARD ST, LAUREL, MD 20707-3839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2018	Special Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	May 28, 2014 · Amount on Record
Deed Document Number	0004082454
Deed Book / Page	40824 / 54
Record Updated	Jun 7, 2026

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Apr 27, 2018
Property Address	1021 WARD ST, LAUREL, MD 20707-3839
Document Number	0408240054
Book / Page	40824 / 054
Map Reference	MB WWW19 PL71
Instrument Date	Apr 17, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATG ITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,757.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 WARD ST, LAUREL, MD 20707-3839

Mortgage

Document Number	0004082464
Date	Apr 27, 2018
Instrument	40824/64

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	1021 WARD ST, LAUREL, MD 20707-3839
Document Number	0400160162
Book / Page	040016 / 000162
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	ADVANCE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 WARD ST LAUREL MD 207073839, LAUREL, MD 20707-3839

Mortgage

Document Number	0400160162
Date	Sep 14, 2017
Book Page	040016/000162

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 13, 2037

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Municipality	Laurel City
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,463.00	$331,300	$396,500 Land $100,400 Building $296,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile USA.

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