1021 Stuart St, Helena, MT 59601 Property Records

Lewis And Clark County property record for 1021 Stuart St, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1955
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,500 (Jul 2026)
Tax Bill	$2,712 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R05522`

Property Details

APN / Parcel Number

Primary APN	`R05522`
Alternative APNs	`05-1887-25-1-10-15-0000` `0000000043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft
Basement Area	952 sqft
Finished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000000043
Street Address	1021 STUART ST
City	HELENA
State	MT
Zip	59601-2428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANNON ADDN, S25, T10 N, R04 W, BLOCK 61, LOT 6 - 8
Legal Range	04W
Legal Township	10N
Legal Section	25
Legal Subdivision	CANNON ADDN
Legal Block	61
Legal Lot Number	6-8
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2025
Census Tract	702

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1021 STUART ST, HELENA, MT 59601-2428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Jul 27, 2026	Affidavit, Transfer · Line of Credit UNION CREDIT UNION
May 24, 2019	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Deed Document Number	20263452987
Deed Book / Page	65 / 6387
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Sep 16, 2026
Property Address	1021 STUART ST, HELENA, MT 59601-2428
Document Number	0003455222
Book / Page	65 / 8096
Instrument Date	Sep 16, 2026
Instrument	20263455222
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	TITLE ESCROW, FLYING S TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003455222,
Date	Sep 16, 2026
Book Page	65/8096
Instrument	20263455222

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jul 27, 2026
Property Address	1021 STUART ST, HELENA, MT 59601-2428
Document Number	0003452987
Book / Page	65 / 6387
Instrument Date	Jul 27, 2026
Instrument	20263452987
Transaction Type	Transfer
Record Updated	Aug 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 STUART ST, HELENA, MT 59601-2428

Mortgage

Document Number	0003452988,
Date	Jul 27, 2026
Book Page	65/6388
Instrument	20263452988

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2019: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	May 24, 2019
Property Address	1021 STUART ST, HELENA, MT 59601-2428
Document Number	00M55/5222
Book / Page	M55 / 5222
Instrument Date	May 24, 2019
Instrument	3337171
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1021 STUART ST, HELENA, MT 59601-2428

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	802 ITHACA DR, BOULDER, CO 80305-5725

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,712.00 (+9.13%)	$446,800 (-)
2025	$2,485.00 (-41.65%)	$446,800 (+14.33%)	$446,800 (+14.33%) Land $140,563 Building $306,237
2023	$4,259.00	$390,800	$390,800 Land $109,000 Building $281,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Montana Internet, TDS Telecom.

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