1021 State St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 1021 State St, Schenectady, NY 12307

Property Summary

Property Type	Office Building
Details	49,896 sqft · built 2006
Lot Size	2.37 acres (103,237 sqft)
Owner	Company Name on File
Last Sale	$210,000 (Jun 1994)
Tax Bill	$113,282 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.42-6-1.11`

Property Details

APN / Parcel Number

Primary APN	`421500 49.42-6-1.11`
Alternative APN	`150004904200060010110000`

Interior

Stories	2 Stories
Building Area	49,896 sqft Gross Area
Basement Area	15,068 sqft
Unfinished Basement	15,068 sqft
Overhead Door	Overhead Door
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	103,237 sqft (2.37 acres)
Lot Dimensions	323 ft deep x 233 ft wide

Utilities, Heating & Cooling

Cooling System	Partial
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1021 STATE ST
City	SCHENECTADY
State	NY
Zip	12307
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	05 - COMME
Legal Block	6
Legal Lot Number	1.011
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3000
Census Tract	20800

Owner

1021 State St, a commercial property, is owned by a company that bought it in June 1994.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	155 ERIE BLVD, SCHENECTADY, NY 12305-2227
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage CHEMUNG CANAL TRUST CO
Dec 29, 2020	Loan Modification, Mortgage CHEMUNG CANAL TR
Feb 10, 2017	Grant Deed, Construction Loan · Construction Mortgage CHEMUNG CANAL TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 1994 · Amount on File
Deed Sale	Jun 24, 1994 · Amount on File
Deed Book / Page	1424 / 63
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1021 STATE ST, SCHENECTADY, NY 12307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000016
Date	Jan 4, 2021
Book Page	5055/92
Instrument	202100016

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Bank
Address	ELMIRA, NY 14901

Agreement

Amount	Amount on Record

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	1021 STATE ST, SCHENECTADY, NY 12307
Document Number	0000000017
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 338 SCHENECTADY NY 123010338, SCHENECTADY, NY 12301-0338

Mortgage

Document Number	0000000017
Date	Jan 4, 2021
Book Page	005055/000118
Instrument	17

Lender

Name	CHEMUNG CANAL TR
Address	1 CHEMUNG CANAL PLZ, ELMIRA, NY 14901-3408

Agreement

Amount	Amount on Record

February 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 10, 2017
Property Address	1021 STATE ST, SCHENECTADY, NY 12307
Book / Page	004742 / 000001
Instrument Date	Feb 1, 2017
Instrument	6713
Transaction Type	Construction Loan
Record Updated	Feb 15, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 338 SCHENECTADY NY 123010338, SCHENECTADY, NY 12301-0338

Mortgage

Document Number	0000006713
Date	Feb 10, 2017
Book Page	004742/000001
Instrument	6713

Lender

Name	CHEMUNG CANAL TR
Address	1 CHEMUNG CANAL PLZ, ELMIRA, NY 14901-3408

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 1021 State St was $113,282, up 1.6% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$113,282.00 (+1.59%)
2025	$111,505.00	$2,719,500 Land $146,300 Building $2,573,200	$4,503,229 Land $242,259 Building $4,260,970
2023		$2,719,500 (-) Land $146,300 Building $2,573,200	$3,442,405 (+3.8%) Land $185,190 Building $3,257,215
2022		$2,719,500 Land $146,300 Building $2,573,200	$3,316,463 Land $178,415 Building $3,138,048
2021	$112,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1021 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1021 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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