1021 S 7th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 1021 S 7th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 768 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jun 2026)
Tax Bill	$1,162 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09182000901I009`

Property Details

APN / Parcel Number

Primary APN	`09182000901I009`
Alternative APNs	`41250586` `26565`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Interior Walls	Plaster

Exterior

Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Area	308 sqft
Driveway	Driveway
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	26565
Street Address	1021 S 7TH ST
City	BRAINERD
State	MN
Zip	56401-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF OUTLOT 1 COMM 321 FT S FROM SW'LY COR OF LOT 18 BLK 6 THEN S 74 FT THEN E 130 FT THEN N 74 FT THEN W 130 FT TO POB EXC
Legal Range	31W
Legal Township	45N
Legal Section	25
Legal Subdivision	SLEEPERS PARK ADDITION TO THE CITY OF B
Legal Block	6
Legal Lot Number	1
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	2
Census Block	2003
Census Tract	951100

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1021 S 7TH ST, BRAINERD, MN 56401-4036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Jul 1, 2009 · Amount on Record
Deed Document Number	20261025350
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Recording Date	Jun 24, 2026
Property Address	1021 S 7TH ST, BRAINERD, MN 56401-4036
Document Number	0001025534
Instrument Date	Jun 11, 2026
Instrument	20261025534
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 S 7TH ST, BRAINERD, MN 56401-4036

Mortgage

Document Number	0001025534,
Date	Jun 24, 2026
Instrument	20261025534

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Jun 18, 2026
Property Address	1021 S 7TH ST, BRAINERD, MN 56401-4036
Document Number	0001025350
Instrument Date	Jun 11, 2026
Instrument	20261025350
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,993.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 S 7TH ST, BRAINERD, MN 56401-4036

Mortgage

Document Number	0001025351,
Date	Jun 18, 2026
Instrument	20261025351

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,162.00 (+2.83%) Homeowner's exemption	$138,700 (-0.22%) Land $39,900 Building $98,800	$138,700 (-0.22%) Land $39,900 Building $98,800
2025		$139,000 (+8.34%) Land $40,800 Building $98,200	$139,000 (+8.34%) Land $40,800 Building $98,200
2023	$1,130.00 Homeowner's exemption	$128,300 Land $40,500 Building $87,800	$128,300 Land $40,500 Building $87,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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