1021 S 2nd Ave, Virginia, MN 55792 Property Records

St. Louis County property record for 1021 S 2nd Ave, Virginia, MN 55792

Property Summary

Property Type	Apartments (5+ Units)
Details	2,067 sqft · built 1924
Lot Size	0.137 acres (5,997 sqft)
Owner	Company Name on Record
Tax Bill	$11,162 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`090-0040-00950`

Property Details

APN / Parcel Number

Primary APN	`090-0040-00950`
Alternative APN	`78745`

Interior

Stories	2 Stories
Building Area	2,067 sqft Gross Area
1st Floor Area	2,067 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Lot Area	5,997 sqft (0.137 acres)
Garage Area	500 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	78745
Street Address	1021 S 2ND AVE
City	VIRGINIA
State	MN
Zip	55792-2878
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LOTS 1 AND 2 SERIAL #
Legal Subdivision	ANDERSONS ADD TO VIRGINIA
Legal Block	7
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	1
Census Block	1017
Census Tract	13100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1245, VIRGINIA, MN 55792-1245
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage NORTHERN STATE BANK OF VIRGINIA
Aug 14, 2018	Loan Modification, Mortgage · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1021 S 2ND AVE, VIRGINIA, MN 55792-2878
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001424940
Date	Sep 20, 2021
Instrument	1424940

Lender

Name	NORTHERN STATE BANK OF VIRGINIA
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 15, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	1021 S 2ND AVE, VIRGINIA, MN 55792-2878
Document Number	00A1340847
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1021 S 2ND AVE #5 VIRGINIA MN 557922878, 5, VIRGINIA, MN 55792-2878

Mortgage

Document Number	00A1340847
Date	Sep 17, 2018
Instrument	A1340847

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,162.00 (+1.38%)
2025	$11,010.00 (+0.58%)	$195,900 (+27.71%) Land $10,300 Building $185,600	$195,900 (+27.71%) Land $10,300 Building $185,600
2024	$10,946.00	$153,400 (+3.51%) Land $10,300 Building $143,100	$153,400 (+3.51%) Land $10,300 Building $143,100
2022		$148,200 Land $9,100 Building $139,100	$148,200 Land $9,100 Building $139,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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