1021 Morningside Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 1021 Morningside Ln, Charlottesville, VA 22903 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,210 sqft · built 1999
Lot Size	0.268 acres (11,674 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Dec 2024)
Tax Bill	$6,465 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076R0-02-00-03900`

Property Details

APN / Parcel Number

Primary APN	`076R0-02-00-03900`
Alternative APN	`31983`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,210 sqft Finished Area
Basement Area	1,166 sqft
Finished Basement	1,166 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	11,674 sqft (0.268 acres)
View / Lot	Proximity to Airport
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	318 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1021 MORNINGSIDE LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDFIELDS 39 PH-1B
Legal Subdivision	REDFIELDS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3014
Census Tract	11202

Owner

Source: Albemarle County records · APN 076R0-02-00-03900

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1021 MORNINGSIDE LN, CHARLOTTESVILLE, VA 22903-7803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU
Oct 24, 2017	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	202411031
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1021 MORNINGSIDE LN, CHARLOTTESVILLE, VA 22903-7803
Document Number	0000018972
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 MORNINGSIDE LN CHARLOTTESVILLE VA 229037803, CHARLOTTESVILLE, VA 22903-7803

Mortgage

Document Number	0000018972
Date	Dec 28, 2020
Book Page	005451/000699
Instrument	18972

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Dec 27, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 24, 2017
Property Address	1021 MORNINGSIDE LN, CHARLOTTESVILLE, VA 22903-7803
Document Number	0000012387
Book / Page	004975 / 000034
Instrument Date	Oct 13, 2017
Instrument	12387
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1021 MORNINGSIDE LN CHARLOTTESVILLE VA 229037803, CHARLOTTESVILLE, VA 22903-7803

Mortgage

Document Number	2017000123
Date	Oct 24, 2017
Book Page	004975/000037
Instrument	2017000123

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,465.00 (+10.63%)	$723,200 (+10.63%) Land $190,000 Building $533,200	$723,200 (+10.63%) Land $190,000 Building $533,200
2025	$5,844.00 (+29.61%)	$653,700 (+23.78%) Land $170,000 Building $483,700	$653,700 (+23.78%) Land $170,000 Building $483,700
2023	$4,509.00	$528,100 Land $162,500 Building $365,600	$528,100 Land $162,500 Building $365,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030112023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Ting Fiber	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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