1021 Main Ave, #1, Durango, CO 81301 Property Records

La Plata County property record for 1021 Main Ave, #1, Durango, CO 81301

Property Summary

Property Type	Commercial Condominium
Details	1 ba · 1,367 sqft · built 1902
Owner	Company Name on File
Last Sale	$1,100,000 (Jun 2016)
Tax Bill	$8,100 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5665-292-10-129`

Property Details

APN / Parcel Number

Primary APN	`5665-292-10-129`
Alternative APNs	`R433752` `R438480`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,367 sqft Gross Area
1st Floor Area	1,367 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Combination
Roof Type	Shed Roof
Roof Material	Other

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Account Number	R433752
Street Address	1021 MAIN AVE, 1
City	DURANGO
State	CO
Zip	81301-5189
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Condominium
Legal Description	SUBDIVISION: COD RESUB LOTS 4 & 23 BLK 70 CROSSROADS DGO PH 1 & PH 2 UNIT: 1 DESC: PER PLT 1032953 1021 MAIN AVE #1 DURANGO 81301
Legal Subdivision	COD RESUB
Legal Phase	1
Legal Block	70
Legal Lot Number	4,23
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3043
Census Tract	971100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main Avenue Historic District listed 1980 · 86 contributing resources · NRIS 80000907

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1021 Main Ave, #1 is owned by a company that bought it in June 2016.

Source: La Plata County records, as of July 21, 2026

Owner of Record	Company Name on File
Mailing Address	1021 MAIN AVE, DURANGO, CO 81301-5189
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SAN JUANS
Sep 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALPINE BANK
Sep 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Jun 5, 2017	Deed of Trust, Mortgage · Line of Credit ALPINE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2016 · Amount on File
Deed Sale	Jun 21, 2016 · Amount on File
Deed Document Number	20161113383
Prior Transfer Date	Dec 27, 2012
Prior Transfer Doc	0001058254
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Jul 9, 2026
Property Address	1021 MAIN AVE, 1, DURANGO, CO 81301-5189
Document Number	0001255954
Instrument Date	Jul 7, 2026
Instrument	20261255954
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1021 MAIN AVE, 201, DURANGO, CO 81301-5187

Mortgage

Document Number	0001255954,
Date	Jul 9, 2026
Instrument	20261255954

Lender

Name	BANK OF SAN JUANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 7, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1021 MAIN AVE # 1, 1, DURANGO, CO 81301-5189
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001198740
Date	Sep 7, 2021
Instrument	1198740

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1021 MAIN AVE # 1, 1, DURANGO, CO 81301-5189
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 ESCALANTE DR 2601, 2601, DURANGO, CO 81303-8911

Mortgage

Document Number	0001198744
Date	Sep 7, 2021
Instrument	1198744

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1021 MAIN AVE # 1, 1, DURANGO, CO 81301-5189
Document Number	0001130204
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	933 BLACKMAR ST CARY NC 275199417, CARY, NC 27519-9417

Mortgage

Document Number	0001130204
Date	Jun 30, 2017
Instrument	1130204

Lender

Name	ALPINE BK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 29, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1021 Main Ave, #1 was $8,100.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,770 (-7.41%) Building $146,770	$587,090 (-) Building $587,090
2025	$8,100.00	$158,510 Building $158,510	$587,090 Building $587,090
2023	$6,459.00 (+28.67%)	$153,100 (+30.1%) Building $153,100	$548,750 (+35.22%) Building $548,750
2022	$5,020.00	$117,680 Building $117,680	$405,810 Building $405,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1021 Main Ave, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1021 Main Ave, #1 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Visionary Broadband Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: FastTrack Communications, T-Mobile, Vero Fiber.

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