1021 John St, Covington, KY 41016 Property Records

Kenton County property record for 1021 John St, Covington, KY 41016

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 991 sqft · built 1910
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Nov 2020)
Tax Bill	$1,775 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-30-00-123.00`

Property Details

APN / Parcel Number

Primary APN	`040-30-00-123.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	991 sqft Finished Area
Gross Area	1,154 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	110 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1021 JOHN ST
City	COVINGTON
State	KY
Zip	41016-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANZANT LOT 27
Legal Subdivision	VANZANT
Legal Lot Number	27
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1012
Census Tract	63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1021 JOHN ST, COVINGTON, KY 41016-1634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Grant Deed, Transfer · Conventional with PMI UNION HM MTG
Aug 9, 2019	Grant Deed, Transfer AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I
Jan 15, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Aug 9, 2019 · Amount on Record
Deed Document Number	20205900013
Deed Book / Page	56 / 689
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Nov 20, 2020
Property Address	1021 JOHN ST, COVINGTON, KY 41016-1634
Document Number	0000000013
Book / Page	000056 / 000689
Instrument Date	Oct 22, 2020
Instrument	13
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 JOHN ST COVINGTON KY 410161634, COVINGTON, KY 41016-1634

Mortgage

Document Number	14
Date	Nov 20, 2020
Book Page	00M129/000576
Instrument	14

Lender

Name	UNION HM MTG
Type	Mortgage Company
Address	CLEVELAND, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Aug 9, 2019
Property Address	1021 JOHN ST, COVINGTON, KY 41016-1634
Document Number	0000000071
Book / Page	0C6726 / 000171
Instrument Date	Aug 7, 2019
Instrument	71
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount Recorded
Tax	$28.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 JOHN ST COVINGTON KY 410161634, COVINGTON, KY 41016-1634

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Jan 15, 2019
Property Address	1021 JOHN ST, COVINGTON, KY 41016-1634
Document Number	0000000159
Book / Page	0C6582 / 000330
Instrument Date	Dec 3, 2018
Instrument	159
Transaction Type	Foreclosure
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,000 (-) Land $10,000 Building $124,000	$134,000 (-) Land $10,000 Building $124,000
2025	$1,775.00 (-0.5%)	$134,000 (-) Land $5,000 Building $129,000	$134,000 (-) Land $5,000 Building $129,000
2023	$1,784.00	$134,000 Land $5,000 Building $129,000	$134,000 Land $5,000 Building $129,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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