1021 Howard Ave, Billings, MT 59102 Property Records

Yellowstone County property record for 1021 Howard Ave, Billings, MT 59102

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 720 sqft · built 1930
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Tax Bill$1,693 (2024)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN000A035400

Property Details

APN / Parcel Number

Primary APN000A035400
Alternative APNs
  • 03-0927-05-4-11-05-0000
  • A035400
  • R033743
  • A03540

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft
Basement Area192 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1995
Architectural StyleBungalow
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
View / LotNeighborhood / Spot
Garage TypeCarport
Garage Area154 sqft
CarportCarport
Carport Area154 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area88 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1021 HOWARD AVE
CityBILLINGS
StateMT
Zip59102-5544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionBROADWATER SUBD, S05, T01 S, R26 E, BLOCK 14, LOT 11 - 12
Legal Range26E
Legal Township01S
Legal Section05
Legal SubdivisionBROADWATER SUBD
Legal Block14
Legal Lot Number11-12
JurisdictionYELLOWSTONE MT
Township / Civil DivisionBILLINGS
Census Block Group5
Census Block5020
Census Tract1000

Owner

Source: Yellowstone County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1021 HOWARD AVE, BILLINGS, MT 59102-5544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2024
Deed SaleOct 22, 2024
Deed Document Number20244088357
Prior Transfer DateOct 15, 2024
Prior Transfer Doc0004088357
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address1021 HOWARD AVE, BILLINGS, MT 59102-5544
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003935543
DateAug 26, 2020
Instrument3935543
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 15, 2025

Property Jurisdictions

TypeName
StateMontana
MunicipalityBillings City
CountyYellowstone County
Elementary School DistrictBillings Elementary School District (PK - 08)
Secondary School DistrictBillings High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$196,000 (+15.7%) Land $37,400 Building $158,600$196,000 (+15.7%) Land $37,400 Building $158,600
2024$1,693.00 (+12.05%)
2023$1,511.00$169,400$169,400 Land $37,300 Building $132,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBILLINGS HEIGHTS CO WATER DIST OF
serves 12,000 people · EPA ID MT0000155
Water SourcePurchased surface water from CITY OF BILLINGS
Last State InspectionJun 2024
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Ziply Fiber
Fiber
6,000 / 6,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wisp West
Fixed Wireless
200 / 100
AT&T
Fixed Wireless
100 / 20

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