Mercer County property record for 1021 Hemlock St, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1958 |
| Lot Size | 0.146 acres (6,380 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $227,500 (Jun 2026) |
| Tax Bill | $1,734 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-391600.0000 |
| Primary APN | 27-391600.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 6,380 sqft (0.146 acres) |
| Lot Dimensions | 110 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 1021 HEMLOCK ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KESSLER ADD LOT#: 56 |
| Legal Subdivision | KESSLER ADD |
| Legal Lot Number | 56 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 967500 |
Source: Mercer County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1021 HEMLOCK ST, CELINA, OH 45822-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Jan 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Apr 5, 2024 | Warranty Deed, Transfer · FHA Mortgage FIRST FINANCIAL BANK |
| Feb 15, 2019 | Warranty Deed, Transfer DYNAMIC FCU |
| Feb 15, 2019 | Warranty Deed, Transfer DYNAMIC FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Apr 5, 2024 · Amount on Record |
| Deed Document Number | 20262918 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jun 26, 2026 |
| Property Address | 1021 HEMLOCK ST, CELINA, OH 45822-1243 |
| Document Number | 0000002918 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20262918 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | FOUR SEASONS TITLE, FOUR DIAMOND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,932.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1021 HEMLOCK ST, CELINA, OH 45822-1243 |
| Document Number | 0000002919, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20262919 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1021 HEMLOCK ST, CELINA, OH 45822-1243 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1021 HEMLOCK ST, CELINA, OH 45822-1243 |
| Document Number | 202600000294 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 202600000294 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Apr 5, 2024 |
| Property Address | 1021 HEMLOCK ST, CELINA, OH 45822-1243 |
| Document Number | 202400001233 |
| Map Reference | MB 5 PG 31 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 202400001233 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1021 HEMLOCK ST, CELINA, OH 45822-1243 |
| Document Number | 202400001234 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 202400001234 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Feb 15, 2019 |
| Property Address | 1021 HEMLOCK ST, CELINA, OH 45822-1243 |
| Document Number | 201900000630 |
| Map Reference | MB 5 PG 31 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 201900000630 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1021 HEMLOCK ST, CELINA, OH 45822-1243 |
| Investor | Possibly a Property Investor |
| Document Number | 201900000631 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 201900000631 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Mar 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Feb 15, 2019 |
| Property Address | 1021 HEMLOCK ST, CELINA, OH 45822-1243 |
| Document Number | 201900000630 |
| Map Reference | MB 5 PG 31 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 201900000630 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1021 HEMLOCK ST, CELINA, OH 45822-1243 |
| Investor | Possibly a Property Investor |
| Document Number | 201900000631 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 201900000631 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Mar 1, 2034 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,734.00 | $42,880 (-) Land $6,830 Building $36,050 | |
| 2024 | $1,734.00 (+0.23%) | $42,880 (-) Land $6,830 Building $36,050 | |
| 2023 | $1,730.00 (+13.67%) | $42,880 (+30.06%) Land $6,830 Building $36,050 | $122,500 (+30.04%) Land $19,500 Building $103,000 |
| 2022 | $1,522.00 | $32,970 Land $4,340 Building $28,630 | |
| 2020 | $94,200 Land $12,400 Building $81,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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