1021 Harlem Ave, Waco, TX 76704 Property Records

McLennan County property record for 1021 Harlem Ave, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,320 sqft · built 1950
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$210,455 (Mar 2024)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`48-007802-007300-6`

Property Details

APN / Parcel Number

Primary APN	`48-007802-007300-6`
Alternative APNs	`4800780200730060111` `166498`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1974
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	140 ft deep x 55 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	1021 HARLEM AVE
City	WACO
State	TX
Zip	76704-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CARVER PARK LOT 21 BLOCK 5 ACRES .1768
Legal Subdivision	CARVER PARK
Legal Block	5
Legal Lot Number	21
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1033
Census Tract	1401

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1021 HARLEM AVE, WACO, TX 76704-1856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Vendor's Lien, Transfer · VA Mortgage LARABY FINANCIAL GROUP INC
Aug 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage GARTHOK LENDING LLC
Jun 5, 2023	Warranty Deed, Transfer FREEDOM TITLE
Oct 22, 2019	Loan Modification, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Jun 5, 2023
Deed Document Number	20249150
Record Updated	Oct 29, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 26, 2024
Property Address	1021 HARLEM AVE, WACO, TX 76704-1856
Document Number	0000009150
Map Reference	VOL 604 PG 348
Instrument Date	Mar 25, 2024
Instrument	2024009150
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	NOT AVAILABLE, FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 HARLEM AVE, WACO, TX 76704-1856

Mortgage

Document Number	0000009151
Date	Mar 26, 2024
Instrument	2024009151

Lender

Name	LARABY FINANCIAL GROUP INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1021 HARLEM AVE, WACO, TX 76704-1856
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027621
Date	Aug 30, 2023
Instrument	2023027621

Lender

Name	GARTHOK LENDING LLC
Address	MCALLEN, TX 78504

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 5, 2023
Property Address	1021 HARLEM AVE, WACO, TX 76704-1856
Document Number	0000016680
Map Reference	VOL 604 PG 348
Instrument Date	Jun 2, 2022
Instrument	2023016680
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1806 N 10TH ST, WACO, TX 76707-2310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8448 ORANGE ST, DOWNEY, CA 90242-3643

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1021 HARLEM AVE, WACO, TX 76704-1856
Document Number	0000042856
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 HARLEM AVE WACO TX 767041856, WACO, TX 76704-1856

Mortgage

Document Number	0000042856
Date	Dec 30, 2019
Instrument	42856

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	60 Months
Due	Dec 29, 2024

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,795 (-0.5%) Land $14,399 Building $165,396	$179,795 (-0.5%) Land $14,399 Building $165,396
2025	$1,982.00 (-45.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$180,700 (+144.12%) Land $13,090 Building $167,610	$180,700 (+144.12%) Land $13,090 Building $167,610
2024	$3,656.00 (+120.37%)
2023		$74,020 (+3.09%) Land $13,090 Building $60,930	$74,020 (+3.09%) Land $13,090 Building $60,930
2022	$1,659.00	$71,800 Land $11,400 Building $60,400	$71,800 Land $11,400 Building $60,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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