1021 Gerry St, Gary, IN 46406 Property Records

Lake County property record for 1021 Gerry St, Gary, IN 46406

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 540 sqft · built 1952
Lot Size0.214 acres (9,365 sqft)
OwnerIndividual Name on File
Tax Bill$516 (2024)
Deeds & MortgagesSep 2025 Line of Credit
Mar 2024 Transfer
Flood ZoneZone X (minimal risk)
APN001-25-47-0171-0042

Property Details

APN / Parcel Number

Primary APN001-25-47-0171-0042
Alternative APNs
  • 45-07-12-129-002.000-004
  • 254701710042

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area540 sqft Living Area
Basement Area540 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1962
Construction TypeWood
Roof MaterialAsphalt
Lot Area9,365 sqft (0.214 acres)
Lot Dimensions125 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-47-0171-0042
Old Parcel Number254701710042
Street Address1021 GERRY ST
CityGARY
StateIN
Zip46406-2059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTUTTLE'S 1ST ADD. N. 5 FT. OF L.41 BL.2 ALL L.42 & L.43 BL.2 S. 20 FT. OF L.44 B L.2
Legal SubdivisionTUTTLES ADD 01
Legal Block2
Legal Lot Number41
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group3
Census Block3024
Census Tract10302

Owner

1021 Gerry St is owned and occupied by an individual who acquired it in October 1999.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1021 GERRY ST, GARY, IN 46406-2059
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Mar 20, 2024Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 1999
Deed SaleOct 28, 1999
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1021 GERRY ST, GARY, IN 46406-2059
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1021 GERRY ST, GARY, IN 46406-2059

Mortgage

Document Number0000035863
DateSep 18, 2025
Instrument2025-535863
Lender
NameOLD NATIONAL BANK
TypeBank
AddressGARY, IN 46408
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IN
Recording DateMar 20, 2024
Property Address1021 GERRY ST, GARY, IN 46406-2059
Document Number0000008528
Instrument DateMar 18, 2024
Instrument2024-008528
Transaction TypeTransfer
Record UpdatedMar 27, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1021 GERRY ST, GARY, IN 46406-2059

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$46,100 Land $12,300 Building $33,800$46,100 Land $12,300 Building $33,800
2024$516.00
2023$40,600 (+4.91%) Land $13,200 Building $27,400$40,600 (+4.91%) Land $13,200 Building $27,400
2022$635.00 Homeowner's exemption$38,700 Land $8,900 Building $29,800$38,700 Land $8,900 Building $29,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1021 Gerry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1021 Gerry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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