1021 Garfield Ave, Aurora, IL 60506 Property Records

Kane County property record for 1021 Garfield Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 986 sqft · built 1912
Lot Size	0.182 acres (7,935 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Mar 2024)
Tax Bill	$5,488 (2025)
Deeds & Mortgages	Mar 2024 Sale & Second Mortgage Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-20-282-014`

Property Details

APN / Parcel Number

Primary APN	`15-20-282-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
Gross Area	2,422 sqft
Basement Area	700 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Frame
Lot Area	7,935 sqft (0.182 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Location & Zoning

Street Address	1021 GARFIELD AVE
City	AURORA
State	IL
Zip	60506-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW DOWNER PLACE ADDN LOT 20 BLK 12
Legal Subdivision	NEW DOWNER PLACE ADDN
Legal Block	12
Legal Lot Number	20
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4010
Census Tract	853900

Owner

Source: Kane County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1021 GARFIELD AVE, AURORA, IL 60506-4827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Warranty Deed, Transfer · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHOR
Jan 18, 2024	Administrator's Deed, Transfer FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2024 · Amount on Record
Deed Sale	Mar 7, 2024 · Amount on Record
Prior Sale	Jan 18, 2024 · Amount on Record
Deed Document Number	20247378
Prior Transfer Date	Jun 17, 1994
Prior Transfer Doc	0000055543
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 7, 2024
Property Address	1021 GARFIELD AVE, AURORA, IL 60506-4827
Document Number	0000007378
Instrument Date	Mar 1, 2024
Instrument	2024K007378
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 GRAND AVE, AURORA, IL 60506-3004

Mortgage

Document Number	0000007380
Date	Mar 7, 2024
Instrument	2024K007380

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHOR
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000007379
Date	Mar 7, 2024
Instrument	2024K007379

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate	6.62%

January 2024: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	KANE IL
Recording Date	Jan 18, 2024
Property Address	1021 GARFIELD AVE, AURORA, IL 60506-4827
Document Number	0000001885
Instrument Date	Jan 11, 2024
Instrument	2024K001885
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Tax	$166.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 RANCE RD # B, B, OSWEGO, IL 60543-9651
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,488.00 (+16.92%)	$81,901 (+9.39%) Land $16,065 Building $65,836	$245,801 (+9.39%) Land $48,214 Building $197,587
2024		$74,871 (+22.66%) Land $14,686 Building $60,185	$224,703 (+22.71%) Land $44,076 Building $180,627
2022	$4,694.00 (+5.22%) Disabled Person's exemption	$61,038 (+7.41%) Land $11,973 Building $49,065	$183,114 (+7.41%) Land $35,919 Building $147,195
2021	$4,461.00 Disabled Person's exemption	$56,827 Land $11,147 Building $45,680	$170,481 Land $33,441 Building $137,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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