1021 Elm St, Bedford, VA 24523 Property Records

Bedford County property record for 1021 Elm St, Bedford, VA 24523 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,204 sqft · built 1995
Lot Size	12.1 acres (530,779 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Apr 2023)
Tax Bill	$1,696 (2026)
Deeds & Mortgages	Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`174 A 18-T`

Property Details

APN / Parcel Number

Primary APN	`174 A 18-T`
Alternative APN	`80500619`

Interior

Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,204 sqft Living Area
1st Floor Area	926 sqft
Basement Area	506 sqft
Finished Basement	506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	530,779 sqft (12.1 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1021 ELM ST
City	BEDFORD
State	VA
Zip	24523-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BACK OF HOME LONGWOOD AVE
Legal Subdivision	LONGWOOD AVE
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	2
Census Block	2010
Census Tract	50102

Owner

Source: Bedford County records · APN 174 A 18-T

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1021 ELM ST, BEDFORD, VA 24523-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 03, 2023 · Amount on Record
Deed Sale	Apr 03, 2023 · Amount on Record
Deed Document Number	20232617
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 03, 2023
Property Address	1021 ELM ST, BEDFORD, VA 24523-1501
Document Number	0230002617
Instrument Date	Mar 13, 2023
Instrument	230002617
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 ELM ST, BEDFORD, VA 24523-1501
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Municipality	Bedford Town
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,696.00	$413,900 (+1%) Land $93,200 Building $320,700
2023	$1,696.00 Additional exemption filed	$206,950	$413,900 Land $93,200 Building $320,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510190501022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Cable	1,200 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.