1021 E Rich Ave, Spokane, WA 99207 Property Records

Spokane County property record for 1021 E Rich Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,643 sqft · built 1985
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on File
Last Sale	$368,450 (Sep 2023)
Tax Bill	$3,489 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35051.1815`

Property Details

APN / Parcel Number

Primary APN	`35051.1815`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,643 sqft Living Area
1st Floor Area	950 sqft
Basement Area	548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2022
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft

Exterior Amenities

Deck Area	192 sqft
Patio Area	12 sqft
Canopy	12 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1021 E RICH AVE
City	SPOKANE
State	WA
Zip	99207-3168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LIDGERWOOD PK L17 B34
Legal Range	43E
Legal Township	25N
Legal Section	05
Legal Subdivision	LIDGERWOOD PK
Legal Block	34
Legal Lot Number	17
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	5
Census Block	5018
Census Tract	1500

Owner

1021 E Rich Ave is owned and occupied by two individuals who bought it in September 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1021 E RICH AVE, SPOKANE, WA 99207-3168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jan 24, 2017	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Prior Sale	Nov 6, 2006 · Amount on File
Deed Document Number	20237308065
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 14, 2023
Property Address	1021 E RICH AVE, SPOKANE, WA 99207-3168
Document Number	0007308065
Map Reference	VOL A PG 124&125
Instrument Date	Sep 14, 2023
Instrument	7308065
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,900.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 E RICH AVE, SPOKANE, WA 99207-3168

Mortgage

Document Number	0007308066
Date	Sep 14, 2023
Instrument	7308066

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0007308067
Date	Sep 14, 2023
Instrument	7308067

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95825

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1021 E RICH AVE, SPOKANE, WA 99207-3168
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007090813
Date	Jun 22, 2021
Instrument	7090813

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1021 E RICH AVE, SPOKANE, WA 99207-3168
Document Number	0006647209
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 E RICH SPOKANE SPOKANE WA 99207, SPOKANE, WA 99207

Mortgage

Document Number	0006647209
Date	Oct 10, 2017
Instrument	6647209

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 9, 2042

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1021 E RICH AVE, SPOKANE, WA 99207-3168
Document Number	0006576723
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 E RICH AVE SPOKANE WA 992073168, SPOKANE, WA 99207-3168

Mortgage

Document Number	0006576723
Date	Feb 6, 2017
Instrument	6576723

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 5, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1021 E Rich Ave was $3,489, up 3.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,489.00 (+3.93%)	$338,400 Land $75,000 Building $263,400	$338,400 Land $75,000 Building $263,400
2025	$3,357.00
2024		$292,900 (+25.92%) Land $65,000 Building $227,900	$292,900 (+25.92%) Land $65,000 Building $227,900
2023	$2,867.00 (+5.29%)	$232,600 Land $42,000 Building $190,600	$232,600 Land $42,000 Building $190,600
2022	$2,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1021 E Rich Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1021 E Rich Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 773 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: AT&T.

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