1021 E Main St, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 1021 E Main St, Waynesboro, VA 22980

Property Summary

Property TypeCommercial
Details3 bd · 1.5 ba · 1,435 sqft · built 1973
Lot Size5.99 acres (261,316 sqft)
OwnerCompany Name on Record
Last Sale$1,995,000 (Dec 2025)
Tax Bill$15,060 (2026)
Deeds & MortgagesJun 2026 Construction Loan
Dec 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN57 2-24

Property Details

APN / Parcel Number

Primary APN57 2-24
Alternative APN
  • 384839

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,677 sqft Total Area
1st Floor Area1,390 sqft
Basement Area1,390 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area261,316 sqft (5.99 acres)
Garage TypeBuilt-in
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number384839
Street Address1021 E MAIN ST
CityWAYNESBORO
StateVA
Zip22980-5863
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeH-B
Legal DescriptionPARCEL CONTAINING 5.999 ACRES SMALL ACREAGE
JurisdictionWAYNESBORO CITY VA
Township / Civil DivisionWAYNESBORO
Census Block Group1
Census Block1017
Census Tract3200

Owner

Source: Waynesboro City records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address703 E JEFFERSON ST, CHARLOTTESVILLE, VA 22902-5129
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Construction Mortgage
UNITED BANK
Dec 10, 2025Correction Deed
Dec 10, 2025Bargain and Sale Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY
Jan 8, 2019Warranty Deed, Transfer · Commercial Mortgage
UNION BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2025 · Amount on Record
Deed SaleDec 10, 2025 · Amount on Record
Prior SaleJan 8, 2019 · Amount on Record
Deed Document Number20252982
Prior Transfer DateMay 2, 2025
Prior Transfer Doc0000000959
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Recording DateJun 22, 2026
Property Address1021 E MAIN ST, WAYNESBORO, VA 22980-5863
Document Number0000001485
Instrument DateJun 17, 2026
Instrument20261485
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address703 E JEFFERSON ST, CHARLOTTESVILLE, VA 22902-5129

Mortgage

Document Number0000001485,
DateJun 22, 2026
Instrument20261485
Lender
NameUNITED BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

December 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionWAYNESBORO CITY VA
Recording DateDec 10, 2025
Property Address1021 E MAIN ST, WAYNESBORO, VA 22980-5863
Document Number0250002981
Map ReferenceMB 1 PG 131
Instrument DateDec 9, 2025
Instrument250002981
Record UpdatedJan 1, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4215 BAILEYS RIDGE BLVD, PRINCE GEORGE, VA 23875-1494

December 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWAYNESBORO CITY VA
Recording DateDec 10, 2025
Property Address1021 E MAIN ST, WAYNESBORO, VA 22980-5863
Document Number0250002982
Map ReferenceMB 1 PG 131
Instrument DateDec 9, 2025
Instrument250002982
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transaction

AmountAmount Recorded
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 E JEFFERSON ST, CHARLOTTESVILLE, VA 22902-5129

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNESBORO CITY VA
Recording DateJan 8, 2019
Property Address1021 E MAIN ST, WAYNESBORO, VA 22980-5863
Document Number0190000030
Instrument DateDec 4, 2018
Instrument190000030
Transaction TypeTransfer
Record UpdatedSep 13, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4215 BAILEYS RIDGE BLVD, PRINCE GEORGE, VA 23875-1494

Mortgage

Document Number0190000031
DateJan 8, 2019
Instrument190000031
Lender
NameUNION BANK & TRUST
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWaynesboro City
Unified School DistrictWaynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,060.00 (+6.09%)$1,731,100 (-) Land $914,100 Building $817,000$1,731,100 (-) Land $914,100 Building $817,000
2025$14,195.00 (+33.42%)$1,731,100 (+25.29%) Land $914,100 Building $817,000$1,731,100 (+25.29%) Land $914,100 Building $817,000
2023$10,639.00$1,381,700 Land $892,500 Building $489,200$1,381,700 Land $892,500 Building $489,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims16 (1992–2003)
Claims Outside the SFHA7 of 16
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAYNESBORO
serves 22,630 people · EPA ID VA2820775
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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