Bureau County property record for 1021 E Cleveland St, Ladd, IL 61329
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,145 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-15-200-028 |
| Primary APN | 18-15-200-028 |
|---|---|
| Alternative APN |
|
| Lot Area | 49,223 sqft (1.13 acres) |
|---|---|
| Lot Dimensions | 185 ft deep x 265 ft wide |
| Account Number | 1815200028 |
|---|---|
| Street Address | 1021 E CLEVELAND ST |
| City | LADD |
| State | IL |
| Zip | 61329-9721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADD-BRUDA ADD. L 20-21 (265.48 X 185.05) B 1025 P 03 D 01-4800 |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 15 |
| Legal Subdivision | BRUDA ADD |
| Legal Lot Number | 20-21 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 965100 |
1021 E Cleveland St is owned and occupied by an individual.
Source: Bureau County records, as of May 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1021 E CLEVELAND ST, LADD, IL 61329-9721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Sep 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Aug 24, 2026 |
| Property Address | 1021 E CLEVELAND ST, LADD, IL 61329-9721 |
| Document Number | 0000003028 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20263028 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1021 E CLEVELAND ST, LADD, IL 61329-9721 |
| Document Number | 0000003028, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 20263028 |
| Name | CENTRAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 27, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 1021 E CLEVELAND ST, LADD, IL 61329-9721 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017R03611 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 2017R03611 |
| Name | NORTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1021 E Cleveland St was $12,145 with a homeowner's exemption.
Source: Bureau County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Ladd Village |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Elementary School District | Ladd Community Consolidated School District 94 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,145.00 | $123,834 Land $10,478 Building $113,356 | $371,502 Land $31,434 Building $340,068 |
| 2023 | $106,967 Land $9,051 Building $97,916 | $320,901 Land $27,153 Building $293,748 | |
| 2022 | $11,052.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1021 E Cleveland St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1021 E Cleveland St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LADD serves 1,263 people · EPA ID IL0110450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| IVNet Fixed Wireless | 100 / 50 |
| Nextlink Fixed Wireless | 100 / 20 |
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