1021 E 8th St, Duluth, MN 55805 Property Records

St. Louis County property record for 1021 E 8th St, Duluth, MN 55805

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2 ba · 1,812 sqft · built 1910
Lot Size	0.12 acres (5,264 sqft)
Owner	Individual Name on Record
Last Sale	$3,000 (Jul 2021)
Tax Bill	$3,544 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3850-06460`

Property Details

APN / Parcel Number

Primary APN	`010-3850-06460`
Alternative APN	`1031063`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,812 sqft Gross Area
1st Floor Area	1,108 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	5,264 sqft (0.12 acres)
Garage Area	370 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	77 sqft
Deck Area	300 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1031063
Street Address	1021 E 8TH ST
City	DULUTH
State	MN
Zip	55805-1650
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT 11 AND WLY 1/2 OF LOT 12 SERIAL #
Legal Subdivision	PORTLAND DIV OF TOWN OF DULUTH
Legal Block	155
Legal Lot Number	11-12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1000
Census Tract	1200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1011 E 7TH ST, DULUTH, MN 55805-1625
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage HARBOR CREDIT UNION
Jul 21, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance HARBOR POINTE CU
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage HARBOR POINTE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	20211419766
Prior Transfer Date	Jul 9, 2021
Prior Transfer Doc	0001419766
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 2, 2026
Property Address	1021 E 8TH ST, DULUTH, MN 55805-1650
Document Number	0001535481
Instrument Date	Jun 24, 2026
Instrument	20261535481
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 E 7TH ST, DULUTH, MN 55805-1625

Mortgage

Document Number	0001535481,
Date	Jul 2, 2026
Instrument	20261535481

Lender

Name	HARBOR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 30, 2031

Interest

Rate	6.53%
Max Rate	-1%

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 21, 2021
Property Address	1021 E 8TH ST, DULUTH, MN 55805-1650
Document Number	0001419766
Instrument Date	Jul 9, 2021
Instrument	1419766
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 E 7TH ST, DULUTH, MN 55805-1625

Mortgage

Document Number	0001419767
Date	Jul 21, 2021
Instrument	1419767

Lender

Name	HARBOR POINTE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	60 Months
Due	Jul 16, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 24, 2019
Property Address	1021 E 8TH ST, DULUTH, MN 55805-1650
Document Number	00A1357303
Instrument Date	Jun 18, 2019
Instrument	A1357303
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	STEWART TITLE, STEWART TITLE GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1011 E 7TH ST DULUTH MN 558051625, DULUTH, MN 55805-1625

Mortgage

Document Number	A1357304
Date	Jun 24, 2019
Instrument	A1357304

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1021 E 8TH ST, DULUTH, MN 55805-1650
Document Number	00A1335864
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	525 N 58TH AVE E DULUTH MN 558041304, DULUTH, MN 55804-1304

Mortgage

Document Number	00A1335864
Date	Jul 5, 2018
Instrument	A1335864

Lender

Name	HARBOR POINTE CU
Address	11 W 2ND ST, DULUTH, MN 55802-2014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 4, 2033

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,544.00 (+0.4%)
2025	$3,530.00 (+10.04%)	$201,200 (-4.01%) Land $17,400 Building $183,800	$201,200 (-4.01%) Land $17,400 Building $183,800
2024	$3,208.00	$209,600 (+19.91%) Land $18,700 Building $190,900	$209,600 (+19.91%) Land $18,700 Building $190,900
2022		$174,800 Land $21,000 Building $153,800	$174,800 Land $21,000 Building $153,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Sep 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,009 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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