1021 Crane Pt, Elgin, IL 60124 Property Records

Kane County property record for 1021 Crane Pt, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,626 sqft · built 2007
Lot Size	0.28 acres (1,218 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Sep 2026)
Tax Bill	$6,107 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-428-065`

Property Details

APN / Parcel Number

Primary APN	`06-29-428-065`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,626 sqft Living Area
Gross Area	2,439 sqft
Basement Area	813 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	1,218 sqft (0.28 acres)
Lot Dimensions	58 ft deep x 21 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1021 CRANE PT
City	ELGIN
State	IL
Zip	60124-7885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE, PHASE 2 PART OF LT 52 (EX AS DESC IN DOC 2008K034688 & 2008K034824 & 2008K047090 & 2008K047091 & 2008K067240)
Legal Subdivision	RESERVE
Legal Phase	2
Legal Block	2
Legal Lot Number	52
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	851912

Owner

Source: Kane County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1021 CRANE PT, ELGIN, IL 60124-7885
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Sep 8, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 21, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Sep 8, 2022 · Amount on Record
Deed Document Number	202641086
Prior Transfer Date	Jun 22, 2017
Prior Transfer Doc	0000037804
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 22, 2026
Property Address	1021 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000041086
Instrument Date	Sep 10, 2026
Instrument	202641086
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 CRANE PT, ELGIN, IL 60124-7885

Mortgage

Document Number	0000041087,
Date	Sep 22, 2026
Instrument	202641087

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.85%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 8, 2022
Property Address	1021 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000045037
Map Reference	DOC 2007K062187
Instrument Date	Aug 5, 2022
Instrument	2022K045037
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1021 CRANE PT, 1021, ELGIN, IL 60124-7885

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 CRANE POINTE, ELGIN, IL 60124-7885

Mortgage

Document Number	0000045038
Date	Sep 8, 2022
Instrument	2022K045038

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jul 21, 2017
Property Address	1021 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000037804
Map Reference	DOC2007K062187
Instrument Date	Jun 22, 2017
Instrument	2017K037804
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1021 CRANE PT, 1021, ELGIN, IL 60124-7885

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 CARNE POINTE, ELGIN, IL 60124-7885

Mortgage

Document Number	0000037805
Date	Jul 21, 2017
Instrument	2017K037805

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	271 Months
Due	Feb 1, 2040

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,107.00 (+15.82%) Homeowner's exemption	$88,057 (+8.57%) Land $20,940 Building $67,117	$264,277 (+8.57%) Land $62,845 Building $201,432
2024		$81,106 (+21.39%) Land $19,287 Building $61,819	$243,415 (+21.44%) Land $57,884 Building $185,531
2022	$5,273.00 (+4.69%) Homeowner's exemption	$66,813 (+6.96%) Land $15,888 Building $50,925	$200,439 (+6.96%) Land $47,664 Building $152,775
2021	$5,037.00 Homeowner's exemption	$62,465 Land $14,854 Building $47,611	$187,395 Land $44,562 Building $142,833

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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