1021 Cornwallis Ln, Munster, IN 46321 Property Records

Lake County property record for 1021 Cornwallis Ln, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,844 sqft · built 2012
Lot Size	0.423 acres (18,450 sqft)
Owner	Individual Name on File
Tax Bill	$9,771 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`007-18-28-0547-0057`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0547-0057`
Alternative APNs	`45-07-31-378-006.000-027` `182805470057`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	3,844 sqft Living Area
Basement Area	1,812 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	18,450 sqft (0.423 acres)
Lot Dimensions	205 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Gazebo	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-18-28-0547-0057
Old Parcel Number	182805470057
Street Address	1021 CORNWALLIS LN
City	MUNSTER
State	IN
Zip	46321-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONES PHASE ONE BLOCK ONE LOT #59
Legal Subdivision	COBBLESTONE PH 1
Legal Phase	ONE
Legal Block	ONE
Legal Lot Number	59
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1008
Census Tract	40402

Owner

1021 Cornwallis Ln is owned and occupied by an individual who acquired it in May 2016.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1021 CORNWALLIS LN, MUNSTER, IN 46321-2830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN COMMUNITY BANK OF INDIANA
Mar 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK OF INDIANA
Mar 20, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2016
Deed Sale	May 26, 2016
Prior Sale	Jun 22, 2012 · Amount on File
Deed Document Number	2016 032224
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1021 CORNWALLIS LN, MUNSTER, IN 46321-2830
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 CORNWALLIS LN, MUNSTER, IN 46321-2830

Mortgage

Document Number	0000002776
Date	Jan 22, 2026
Instrument	2026-502776

Lender

Name	BMO BANK NA
Type	Bank
Address	BROOKFIELD, WI 53005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1021 CORNWALLIS LN, MUNSTER, IN 46321-2830
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010757
Date	Feb 3, 2021
Instrument	2021-010757

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank
Address	SAINT JOHN, IN 46373

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1021 CORNWALLIS LN, MUNSTER, IN 46321-2830
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019529
Date	Mar 4, 2021
Instrument	2021-019529

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank
Address	SAINT JOHN, IN 46373

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IN
Recording Date	Mar 20, 2023
Property Address	1021 CORNWALLIS LN, MUNSTER, IN 46321-2830
Document Number	0000008639
Map Reference	MB 69 PG 48
Instrument Date	Feb 17, 2023
Instrument	2023-008639
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1021 CORNWALLIS LN, MUNSTER, IN 46321-2830

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$824,000 Land $111,800 Building $712,200	$824,000 Land $111,800 Building $712,200
2024	$9,771.00
2023		$727,100 (+6.35%) Land $112,400 Building $614,700	$727,100 (+6.35%) Land $112,400 Building $614,700
2022	$9,354.00 (-23.83%) Homeowner's exemption	$683,700 Land $112,400 Building $571,300	$683,700 Land $112,400 Building $571,300
2021	$12,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1021 Cornwallis Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1021 Cornwallis Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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