1021 Cheryls Ct, Frederick, MD 21703 Property Records

Frederick County property record for 1021 Cheryls Ct, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,780 sqft · built 1992
Lot Size	0.162 acres (7,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,000 (Jun 2024)
Tax Bill	$5,458 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-167565`

Property Details

APN / Parcel Number

Primary APN	`02-167565`
Alternative APNs	`2167565` `167565`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,780 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	1,220 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,060 sqft (0.162 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	167565
Street Address	1021 CHERYLS CT
City	FREDERICK
State	MD
Zip	21703-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 1 7060 SQ. FT. WEST LINDEN HILLS
Legal Subdivision	WEST LINDEN HILLS
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	750505

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1021 CHERYLS CT, FREDERICK, MD 21703-8400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Jun 1, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Aug 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2024 · Amount on Record
Deed Sale	Jun 18, 2024 · Amount on Record
Prior Sale	Dec 12, 2008 · Amount on Record
Deed Book / Page	16909 / 91
Prior Transfer Date	Mar 9, 2020
Prior Transfer Doc	1377000429
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Apr 9, 2026
Property Address	1021 CHERYLS CT, FREDERICK, MD 21703-8400
Document Number	1781000298
Book / Page	17811 / 298
Instrument Date	Apr 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ESSEX TITLE, ESSENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1021 CHERYLS CT, FREDERICK, MD 21703-8400

Mortgage

Document Number	1781000298,
Date	Apr 9, 2026
Book Page	17811/298

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 1, 2020
Property Address	1021 CHERYLS CT, FREDERICK, MD 21703-8400
Document Number	0137730429
Book / Page	013773 / 000429
Instrument Date	Mar 9, 2020
Transaction Type	Transfer
Record Updated	Jul 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1021 CHERYLS CT FREDERICK MD 217038400, FREDERICK, MD 21703-8400

Mortgage

Document Number	137730436
Date	Jun 1, 2020
Book Page	013773/000436

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1021 CHERYLS CT, FREDERICK, MD 21703-8400
Document Number	0125860273
Instrument Date	Aug 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1021 CHERYLS CT FREDERICK MD 217038400, FREDERICK, MD 21703-8400

Mortgage

Document Number	0125860273
Date	Aug 23, 2018
Book Page	012586/000273

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,533 (+16.09%)	$436,200 (+48.27%) Land $113,000 Building $323,200
2025	$5,458.00 (+12%)	$294,200 (+15.19%) Land $92,000 Building $202,200	$294,200 (-) Land $92,000 Building $202,200
2024	$4,873.00 (+7.08%)
2023	$4,551.00 Homeowner's exemption	$255,400	$294,200 Land $92,000 Building $202,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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