Franklin County property record for 1021 Cardinal Ave, Dows, IA 50071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,496 sqft · built 1907 |
| Lot Size | 2.51 acres (109,335 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Sep 2023) |
| Tax Bill | $744 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Dec 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 091630000500 |
| Primary APN | 091630000500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Basement Area | 338 sqft |
| Unfinished Basement | 338 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 109,335 sqft (2.51 acres) |
| Porch | Slab |
| Porch Area | 140 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1021 CARDINAL AVE |
|---|---|
| City | DOWS |
| State | IA |
| Zip | 50071-8005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR SW SW COM SW COR (SEQ:1), N 529'ALG W LN SW PO (SEQ:2), B;N332.83',E382.93', (SEQ:3), S188.69',SW176.54',W (SEQ:4), W 281' TO POB (SEQ:5), SURVEY #99-1326 (SEQ:6) WD-2023-1356 (2023-09-13), QCD-2019-1961 (2019-12-19), WD-2016-1719 (2016-09-23), PL |
| Legal Range | 22W |
| Legal Township | 91N |
| Legal Section | 16 |
| Jurisdiction | FRANKLIN IA |
| Township / Civil Division | MORGAN |
| Census Block Group | 3 |
| Census Block | 3131 |
| Census Tract | 360300 |
1021 Cardinal Ave is owned and occupied by an individual who bought it in September 2023.
Source: Franklin County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1021 CARDINAL AVE, DOWS, IA 50071-8005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 19, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on File |
| Deed Sale | Sep 13, 2023 · Amount on File |
| Deed Document Number | 20231356 |
| Prior Transfer Date | Dec 9, 2019 |
| Prior Transfer Doc | 2020191961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN IA |
| Recording Date | Sep 13, 2023 |
| Property Address | 1021 CARDINAL AVE, DOWS, IA 50071-8005 |
| Document Number | 0020231356 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 20231356 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1021 CARDINAL AVE, DOWS, IA 50071-8005 |
| Investor | Possibly a Property Investor |
| Document Number | 0020231357 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 20231357 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Number | 0020231358 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 20231358 |
| Name | IOWA FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DES MOINES, IA 50315 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN IA |
| Recording Date | Dec 19, 2019 |
| Property Address | 1021 CARDINAL AVE, DOWS, IA 50071-8005 |
| Document Number | 2020191961 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 2020191961 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1021 CARDINAL AVE, DOWS, IA 50071-8005 |
The 2025 property tax bill for 1021 Cardinal Ave was $744, down 19.7% from the year before.
Source: Franklin County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Franklin County |
| Unified School District | Clarion-Goldfield-Dows Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $744.00 (-19.65%) | $73,500 Land $39,100 Building $34,400 | $73,500 Land $39,100 Building $34,400 |
| 2024 | $926.00 | ||
| 2023 | $70,700 (+30.2%) Land $35,300 Building $35,400 | $70,700 Land $35,300 Building $35,400 | |
| 2022 | $688.00 Homeowner's exemption | $54,300 Land $24,500 Building $29,800 | |
| 2021 | $54,300 Land $24,500 Building $29,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1021 Cardinal Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1021 Cardinal Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| GigFire Fixed Wireless | 100 / 20 |
| WMTel Fixed Wireless | 50 / 10 |
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