1021 Bluff St, Fulton, MO 65251 Property Records

Callaway County property record for 1021 Bluff St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	1,789 sqft · built 2024
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Tax Bill	$154 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-03.0-08.0-40-018-001.000`

Property Details

APN / Parcel Number

Primary APN	`13-03.0-08.0-40-018-001.000`
Alternative APN	`1303008040018000000`

Interior

Stories	1 Story
Building Area	1,789 sqft Living Area

Exterior

Year Built	Built 2024
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Account Number	1303008040018001000
Street Address	1021 BLUFF ST
City	FULTON
State	MO
Zip	65251-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 180' LOT 4 E 180' N 6' LOT 3 BLK 127 NCP
Legal Subdivision	DM TUCKER NO 4
Legal Block	127
Legal Lot Number	4
Jurisdiction	CALLAWAY MO
Township / Civil Division	WEST FULTON
Census Block Group	3
Census Block	3006
Census Tract	70302

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5544 COUNTY ROAD 207, FULTON, MO 65251-5405
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 22, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024
Deed Sale	Mar 22, 2024
Deed Document Number	202401351
Deed Book / Page	512 / 204
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1021 BLUFF ST, FULTON, MO 65251-2320
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000523/171
Date	Oct 10, 2025
Book Page	523/171
Instrument	202505834

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 22, 2024
Property Address	1021 BLUFF ST, FULTON, MO 65251-2320
Document Number	000512/204
Book / Page	512 / 204
Instrument Date	Mar 19, 2024
Instrument	202401351
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5544 COUNTY ROAD 207, FULTON, MO 65251-5405

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,506 (-)	$13,190 (-)
2024		$2,506 (-)	$13,190 (-)
2023	$154.00 (+23.2%)	$2,506 (+23.39%)	$13,190 (+23.39%)
2022	$125.00 (-82.71%)	$2,031 Land $2,031
2021			$10,690 Land $10,690
2015	$723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Callabyte, T-Mobile.

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