1021 Black Oak Dr, Liberty, MO 64068 Property Records

Clay County property record for 1021 Black Oak Dr, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,968 sqft · built 1999
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$3,778 (2024)
Deeds & Mortgages	Sep 2026 Transfer Aug 2026 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-120-00-07-007.00`

Property Details

APN / Parcel Number

Primary APN	`15-120-00-07-007.00`
Alternative APNs	`1512000070070001` `328285`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	3,504 sqft
1st Floor Area	992 sqft
Basement Area	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	156 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	238 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1021 BLACK OAK DR
City	LIBERTY
State	MO
Zip	64068-4341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAY MEADOWS 6TH PLAT LT 226
Legal Range	31W
Legal Township	51N
Legal Section	08
Legal Subdivision	CLAY MEADOWS 6TH
Legal Lot Number	226
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2004
Census Tract	21601

Owner

Source: Clay County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1021 BLACK OAK DR, LIBERTY, MO 64068-4341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 10, 2026	Deed of Trust, Mortgage · Reverse Mortgage PONY EXPRESS BANK
Jun 29, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jun 26, 2026	Warranty Deed, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026
Deed Sale	Jun 26, 2026
Prior Sale	Jan 29, 1999 · Amount on Record
Deed Document Number	202617411
Deed Book / Page	10198 / 23
Last Transfer Date	Sep 21, 2026
Transfer Doc	0000026150
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLAY MO
Recording Date	Sep 21, 2026
Property Address	1021 BLACK OAK DR, LIBERTY, MO 64068-4341
Document Number	0000026150
Book / Page	10256 / 7
Instrument Date	Sep 21, 2026
Instrument	202626150
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 N LEONARD ST, LIBERTY, MO 64068-1718

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Recording Date	Aug 10, 2026
Property Address	1021 BLACK OAK DR, LIBERTY, MO 64068-4341
Document Number	0000021967
Book / Page	10228 / 79
Instrument Date	Jul 27, 2026
Instrument	202621967
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 BLACK OAK DR, LIBERTY, MO 64068-4341

Mortgage

Document Number	0000021967,
Date	Aug 10, 2026
Book Page	10228/79
Instrument	202621967

Lender

Name	PONY EXPRESS BANK

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months

Interest

Rate	6.49%
Max Rate	-1%

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLAY MO
Recording Date	Jun 29, 2026
Property Address	1021 BLACK OAK DR, LIBERTY, MO 64068-4341
Document Number	0000017605
Book / Page	10199 / 90
Instrument Date	Jun 26, 2026
Instrument	202617605
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jun 26, 2026
Property Address	1021 BLACK OAK DR, LIBERTY, MO 64068-4341
Document Number	0000017411
Book / Page	10198 / 23
Instrument Date	Jun 24, 2026
Instrument	202617411
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 BLACK OAK DR, LIBERTY, MO 64068-4341

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1021 BLACK OAK DR, LIBERTY, MO 64068-4341
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025256
Date	Jul 25, 2017
Book Page	8012/147
Instrument	2017025256

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1021 BLACK OAK DR, LIBERTY, MO 64068-4341
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 BLACK OAK DR, LIBERTY, MO 64068-4341

Mortgage

Document Number	0000005416
Date	Feb 15, 2022
Book Page	9304/17
Instrument	2022005416

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,450 (+14.9%)	$297,105 (+14.9%)
2024	$3,778.00 (-1.67%)
2023	$3,842.00 (+26.97%)	$49,130	$258,578
2019	$3,026.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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