1021 7th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1021 7th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,274 sqft · built 1911
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$114,900 (Jan 2021)
Tax Bill	$2,152 (2026)
Deeds & Mortgages	Jan 2021 Sale Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-48076-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48076-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	728 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Metal
Lot Area	8,276 sqft (0.19 acres)
Lot Width	66 ft Width

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	1021 7TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9 LESS W7' BLK 86 LOWRY'S ADD SECTION 11 TOWNSHIP 124 RANGE 028 LOWRY'S ADD SECTION 11 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	11
Legal Subdivision	LOWRYS ADD
Legal Block	86
Legal Lot Number	9
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3017
Census Tract	801

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1021 7TH AVE N, SAINT CLOUD, MN 56303-2803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Warranty Deed, Transfer MISC COMPANY
Sep 24, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 9, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	20211592632
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 27, 2021
Property Address	1021 7TH AVE N, SAINT CLOUD, MN 56303-2803
Document Number	00A1592632
Instrument Date	Jan 22, 2021
Instrument	A1592632
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 7TH AVE N, SAINT CLOUD, MN 56303-2803

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 24, 2019
Property Address	1021 7TH AVE N, SAINT CLOUD, MN 56303-2803
Document Number	00A1553150
Instrument Date	Sep 20, 2019
Instrument	A1553150
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 CAMDEN WOODS TER, SAINT CLOUD, MN 56301-9662

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 9, 2019
Property Address	1021 7TH AVE N, SAINT CLOUD, MN 56303-2803
Document Number	00A1552128
Instrument Date	Aug 26, 2019
Instrument	A1552128
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 W LAKE ST, MINNEAPOLIS, MN 55416-4512

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,152.00 (+36.38%)
2025		$173,100 (+12.11%) Land $30,000 Building $143,100	$173,100 (+12.11%) Land $30,000 Building $143,100
2023	$1,578.00	$154,400 Land $30,000 Building $124,400	$154,400 Land $30,000 Building $124,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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