Howard County property record for 10209 Wetherburn Rd, Ellicott City, MD 21042
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,991 sqft · built 1990 |
| Lot Size | 0.461 acres (20,083 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $540,000 (Jun 2010) |
| Tax Bill | $13,132 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jan 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-344270 |
| Primary APN | 02-344270 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,991 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,083 sqft (0.461 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 344270 |
|---|---|
| Street Address | 10209 WETHERBURN RD |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21042-1683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 3 .461 A 10209 WETHERBURN RD WETHERBURN |
| Legal Subdivision | WETHERBERN |
| Legal Lot Number | 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 602100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 10209 WETHERBURN RD, ELLICOTT CITY, MD 21042-1683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Line of Credit SECURITYPLUS FCU |
| Jan 4, 2022 | Deed of Trust, Mortgage · Line of Credit SECURITYPLUS FCU |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2010 · Amount on Record |
| Deed Sale | Jun 21, 2010 · Amount on Record |
| Prior Sale | Dec 18, 2009 · Amount on Record |
| Deed Document Number | 20107890 |
| Deed Book / Page | 12513 / 275 |
| Prior Transfer Date | Dec 15, 2009 |
| Prior Transfer Doc | 0122080078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10209 WETHERBURN RD, ELLICOTT CITY, MD 21042-1683 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMTS & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 10209 WETHERBURN RD, ELLICOTT CITY, MD 21042-1683 |
| Document Number | 0222450361 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 22245/361 |
| Name | SECURITYPLUS FCU |
|---|---|
| Type | Credit Union |
| Address | CHASE, MD 21027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 25, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10209 WETHERBURN RD, ELLICOTT CITY, MD 21042-1683 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | PROPERTY TITLE GROUP LLC, PROPERTY T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 0212330497 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 21233/497 |
| Name | SECURITYPLUS FCU |
|---|---|
| Type | Credit Union |
| Address | GWYNN OAK, MD 21207 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 25, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10209 WETHERBURN RD, ELLICOTT CITY, MD 21042-1683 |
| Document Number | 0198990356 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10209 WETHERBURN RD ELLICOTT CITY MD 210421683, ELLICOTT CITY, MD 21042-1683 |
| Document Number | 0198990356 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 019899/000356 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 8, 2050 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,132.00 (+4.3%) Homeowner's exemption | $883,100 (+5.37%) | $928,100 (-) Land $329,500 Building $598,600 |
| 2025 | $12,591.00 (+4.83%) Homeowner's exemption | $838,100 (+10.16%) | $928,100 (+17.02%) Land $329,500 Building $598,600 |
| 2024 | $12,011.00 (+46.42%) | ||
| 2023 | $760,833 (+4.43%) | $793,100 (-) Land $334,500 Building $458,600 | |
| 2022 | $8,203.00 Homeowner's exemption | $728,567 | $793,100 Land $334,500 Building $458,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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