10209 Surf Dr, Saint Louis, MO 63137 Property Records

St. Louis County property record for 10209 Surf Dr, Saint Louis, MO 63137

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1954
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$150,000 (Nov 2020)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Nov 2020 Sale Jun 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11F-63-0591`

Property Details

APN / Parcel Number

Primary APN	`11F-63-0591`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,228 sqft
1st Floor Area	912 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	100 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	56 sqft
Canopy	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10209 SURF DR
City	SAINT LOUIS
State	MO
Zip	63137-1567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	88R-3
Legal Description	BISSELL HILLS PLAT NO 9 LOT 1
Legal Subdivision	BISSELL HILLS PLAT NO 9
Legal Block	29
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	ST. FERDINAND
Census Block Group	1
Census Block	1016
Census Tract	210600

Owner

10209 Surf Dr is owned by a company that bought it in November 2020.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	4522 SPRUCE ST, PHILADELPHIA, PA 19139-4525
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Warranty Deed, Transfer TITLE EXPERTS INC
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit AMERICAN BK/MO
Apr 11, 2017	Warranty Deed, Transfer BDS 44 LLC
Apr 10, 2017	Warranty Deed, Transfer TRUE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	Apr 11, 2017 · Amount on File
Deed Document Number	202059
Deed Book / Page	24452 / 3999
Prior Transfer Date	Aug 5, 2015
Prior Transfer Doc	0216350568
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 19, 2020
Property Address	10209 SURF DR, SAINT LOUIS, MO 63137-1567
Document Number	0244523999
Book / Page	024452 / 003999
Instrument Date	Nov 5, 2020
Instrument	59
Transaction Type	Transfer
Record Updated	Mar 16, 2021
Title Company	TITLE EXPERTS INC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4522 SPRUCE ST PHILADELPHIA PA 191394525, PHILADELPHIA, PA 19139-4525

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10209 SURF DR, SAINT LOUIS, MO 63137-1567
Document Number	0225782981
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	TITLE EXPERTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4688 FOREST VALLEY DR ST LOUIS MO 631283431, ST LOUIS, MO 63128-3431
Investor	Possibly a Property Investor

Mortgage

Document Number	0225782981
Date	Jun 22, 2017
Book Page	022578/002981
Instrument	646

Lender

Name	AMERICAN BK/MO
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 11, 2017
Property Address	10209 SURF DR, SAINT LOUIS, MO 63137-1567
Document Number	0224761295
Book / Page	022476 / 001295
Instrument Date	Apr 10, 2017
Instrument	379
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	TITLE EXPERTS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4688 FOREST DR ST LOUIS MO 63128, ST LOUIS, MO 63128

Mortgage

Document Number	224761298
Date	Apr 11, 2017
Book Page	022476/001298
Instrument	380

Lender

Name	BDS 44 LLC
Address	3320 RUE ROYALE # 1, ST CHARLES, MO 63301-8322

Agreement

Amount	Amount on Record

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 10, 2017
Property Address	10209 SURF DR, SAINT LOUIS, MO 63137-1567
Document Number	0224740164
Book / Page	022474 / 000164
Instrument Date	Apr 6, 2017
Instrument	86
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	TRUE TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3320 RUE ROYALE #1 ST CHARLES MO 633018322, 1, ST CHARLES, MO 63301-8322
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10209 Surf Dr was $2,078, up 7.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Bellefontaine Neighbors City
County	St. Louis County
Unified School District	Riverview Gardens School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,640 (-) Land $2,770 Building $16,870	$103,400 (-) Land $14,600 Building $88,800
2025	$2,078.00 (+7.39%)	$19,640 Land $2,770 Building $16,870	$103,400 Land $14,600 Building $88,800
2024	$1,935.00 (+1.2%)
2023	$1,912.00 (+21.4%)	$16,810 (+49.42%) Land $2,770 Building $14,040	$88,500 Land $14,600 Building $73,900
2022	$1,575.00	$11,250 Land $2,000 Building $9,250
2021			$59,200 Land $10,500 Building $48,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10209 Surf Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–2011)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10209 Surf Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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