10209 Summers Ln, Hagerstown, MD 21740 Property Records

Washington County property record for 10209 Summers Ln, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,440 sqft · built 1962
Lot Size	0.631 acres (27,508 sqft)
Owner	Individual Name on Record
Last Sale	$113,400 (Jun 2021)
Tax Bill	$2,482 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-008549`

Property Details

APN / Parcel Number

Primary APN	`10-008549`
Alternative APN	`008549`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Total Area
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	27,508 sqft (0.631 acres)
Lot Dimensions	183 ft deep x 150 ft wide
Porch	Slab
Porch Area	364 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	008549
Street Address	10209 SUMMERS LN
City	HAGERSTOWN
State	MD
Zip	21740-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HI
Legal Description	LOT 150X183.39 10209 SUMMERS LANE
Legal Lot Number	10209
Jurisdiction	WASHINGTON MD
Township / Civil Division	10, FUNKSTOWN
Census Block Group	5
Census Block	5022
Census Tract	11100

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10209 SUMMERS LN, HAGERSTOWN, MD 21740-1564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Nov 24, 2014 · Amount on Record
Deed Book / Page	9999 / 1
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	10209 SUMMERS LN, HAGERSTOWN, MD 21740-1564
Transaction Type	Mortgage
Record Updated	Dec 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10209 SUMMERS LN, HAGERSTOWN, MD 21740-1564

Mortgage

Document Number	0071580266
Date	Dec 14, 2022
Book Page	7158/266

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jun 4, 2021
Property Address	10209 SUMMERS LN, HAGERSTOWN, MD 21740-1564
Document Number	0099990001
Book / Page	9999 / 1
Instrument Date	May 19, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10213 SUMMERS LN, 10213, HAGERSTOWN, MD 21740-1564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10209 SUMMERS LN, HAGERSTOWN, MD 21740-1564

Mortgage

Document Number	0000066488
Date	Jun 4, 2021
Instrument	6648/8

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,482.00 (+5.48%) Homeowner's exemption	$288,400 (+8.22%)	$310,300 (-) Land $68,700 Building $241,600
2025	$2,353.00 (+13.89%) Homeowner's exemption	$266,500 (+23.13%)	$310,300 (+26.86%) Land $68,700 Building $241,600
2023	$2,066.00	$216,433	$244,600 Land $68,700 Building $175,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Nearby Properties on Summers Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures